Close
Richmond American Homes
Home / For Homeowners / Refinance  
Contact Loan Officer
866-400-7126
Ready to discuss your options? Your HomeAmerican Loan Officer will look at your finances and help you find a mortgage solution that meets your needs.
Close

REFINANCING YOUR HOME

Thinking about refinancing? Not sure if it's the right time? HomeAmerican Mortgage Corporation can help. You may be able to pay less interest, lower your monthly payment or take cash out of your home. You may also consider converting from a 30-year to a 15-year loan to help build equity faster, or refinance from an adjustable rate mortgage to a fixed rate mortgage with a more stable payment. Keep in mind that by refinancing your current loan, your total finance changes may be higher over the life of your loan.

Ask yourself these questions…
  • How long do you plan on living in your home?
  • Is the interest rate on your adjustable-rate mortgage about to increase?
  • Do you have a first and second mortgage you would like to consolidate into one loan?
  • Do you want to borrow against your equity with a cash–out refinance?
Your answers to these questions will tell you a lot about whether you should consider refinancing. But they won't tell you everything. As with many financial decisions, it's the details that matter. Use the following calculators to get a better idea of how you might personally benefit from refinancing:

REFINANCING CALCULATORS

Am I better off refinancing?

Next Steps

Sign up to be contacted today

Discuss your financing options with a Loan Officer: 866-400-7126

Pre-qualify online

FREE HOMEBUYER GUIDES

Make buying a new home simpler with our FREE guides, complete with FAQs, checklists and more!

VIEW FREE GUIDES

HomeAmerican Mortgage Corporation, 4350 S. Monaco Street, Suite 100, Denver, CO 80237, (866) 400-7126 (NMLS Unique Identifier #130676). Arizona Mortgage Banker License #0009265. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Colorado Mortgage Loan Originator License # LMB 100021093. Check the license status of your mortgage loan originator at http://www.dora.state.co.us/real-estate/index.htm. Illinois Residential Mortgage Licensee. Licensed by the N.J. Department of Banking and Insurance. Licensed by the Pennsylvania Department of Banking. Licensed by the Virginia State Corporation Commission, MC-358. In Nevada, all advertised loans offered and funded by HomeAmerican Mortgage Corporation which can be contacted at 5940 S. Rainbow Blvd., Suite 4016, Las Vegas, NV 89118 (702)638-4450, License #2073.  In Nevada, homes offered by Richmond American Homes of Nevada, Inc., Nevada Contractor License #0026417.  In Utah, homes offered by Richmond American Homes of Utah, Inc. (866-400-4131).
The Richmond American Homes companies (RAH), HomeAmerican Mortgage Corporation (HMC), American Home Insurance Agency (also known as AHI Insurance Agency) (AHI) and American Home Title and Escrow Company (AHT) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. Each of RAH, HMC, AHI and AHT offers services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH, HMC, AHI or AHT will not affect your ability to obtain products and services from these companies.
These calculators are for illustrative and educational purposes only and the accuracy and applicability of the information they provide is not guaranteed. This is not intended as an offering or advertisement for credit. This information is for general informative purposes only and does not constitute legal, tax, accounting, financial or other professional advice. Homebuyers should contact an accountant, attorney, tax professional or other advisor to discuss their particular circumstances prior to making a purchase or financing decision. Amounts are estimates and examples only and actual terms will vary depending upon loan program, credit rating and other factors. See “About” tab for additional information about the calculator. Refinancing an existing loan may result in higher finance charges over the life of the loan.  Contact your lender to discuss your particular circumstances.
Refinancing an existing loan may result in higher finance charges over the life of the loan.
Close
OnlineChatSoftware