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These calculators are for illustrative and educational purposes only and the accuracy and applicability of the information they provide is not guaranteed. This is not intended as an offering or advertisement for credit. This information is for general informative purposes only and does not constitute legal, tax, accounting, financial or other professional advice. Homebuyers should contact an accountant, attorney, tax professional or other advisor to discuss their particular circumstances prior to making a purchase or financing decision. Amounts are estimates and examples only and actual terms will vary depending upon loan program, credit rating and other factors. See “About” tab for additional information about the calculator. Refinancing an existing loan may result in higher finance charges over the life of the loan.  Contact your lender to discuss your particular circumstances.