Thinking about these topics before you speak with us will put you a step ahead.

Home specs
If you're looking into homeowner's insurance, we'll need to know the square footage and basic specs for your home. For those purchasing a Richmond American home, we'll already have everything on file.

Options for lowering your premium
Simple things like adding a security system or bundling your auto and life insurance coverage may lower your costs. Ask us for details.

Beyond your walls
Do you have a snowmobile? Did you inherit your grandma's jewelry? Tell us about all the property you need to protect and we'll help you find coverage options.

1. Cutting corners doesn't pay
From home shopping to securing financing, it's easy for homeowner's insurance to take a back seat. Many homebuyers go for the lowest price and forget to factor in other important criteria. When hardships arise, the difference between the cheapest policy and the one that offers excellent value becomes clear. AHI will help you weigh your options and find the right level of coverage for you.

2. You need to compare insurance carriers
AHI believes it's important to give you options. We'll save you time and energy by shopping around to help you find the right provider. We'll try to ease your stress and worry by checking with multiple carriers and getting you several quotes to help you find the right policy. All of the insurance carriers we work with are rated “A”, or better, by the A.M. Best Company, which rates companies for their stability, products and return on investment.

3. Your policy should be tailored to you
Most homeowner policies include both property and personal liability coverage. Your AHI Insurance Specialist can help you look at the big picture and tailor your policy to your individual needs. Do you own fine art? Do you need specialized coverage for earthquake and/or flood? We're here to help.

4. Bundle and you could save
Ask AHI how you can bundle your homeowner, automobile and other coverage through one insurance carrier and your savings can grow. Plus, you'll always know exactly who to contact anytime you need assistance, without having to dig through piles of paperwork.

5. Review your policy regularly
Life changes often, and so do your insurance needs. Review your policy regularly and ask your personal Insurance Specialist questions about your coverage. You may be able to save on your policy if you add certain features to your home, such as a security system, fire alarm or electrical upgrades.