Reason 1 :: No more wondering if you got the best rate
In an ideal world, you'd have the time to shop various insurance carriers, get several quotes and compare them to make sure you're getting the best value possible. But who has the time? We do. Let us do the homework. We'll run the numbers and check with multiple insurance carriers so you can select the most cost-effective premium for you.

Reason 2 :: Personalized service
American Home Insurance believes it's important to assign you a personal Insurance Specialist. We know you don't want to retell your story every time you have a question. No automated phone service, but a real person with a direct line, waiting to help you protect your biggest assets, and answer any questions you might have now and in the future.

Reason 3 :: Added convenience for Richmond American homebuyers
Chances are, if you're a Richmond American homebuyer, your personal Insurance Specialist will probably know your home better than you do. No more collecting paperwork. We already know the specifications, and are familiar with what needs to be covered for your home.

Reason 4 :: Up-to-date insurance offerings
Our Insurance Specialists are always searching for the latest insurance offerings. From identity fraud coverage to insurance for your snowmobile, we can help. If you're looking for something specific, but you don't see it on this site, please ask us!

1. Cutting corners doesn't pay
From home shopping to securing financing, it's easy for homeowner's insurance to take a back seat. Many homebuyers go for the lowest price and forget to factor in other important criteria. When hardships arise, the difference between the cheapest policy and the one that offers excellent value becomes clear. AHI will help you weigh your options and find the right level of coverage for you.

2. You need to compare insurance carriers
AHI believes it's important to give you options. We'll save you time and energy by shopping around to help you find the right provider. We'll try to ease your stress and worry by checking with multiple carriers and getting you several quotes to help you find the right policy. All of the insurance carriers we work with are rated “A”, or better, by the A.M. Best Company, which rates companies for their stability, products and return on investment.

3. Your policy should be tailored to you
Most homeowner policies include both property and personal liability coverage. Your AHI Insurance Specialist can help you look at the big picture and tailor your policy to your individual needs. Do you own fine art? Do you need specialized coverage for earthquake and/or flood? We're here to help.

4. Bundle and you could save
Ask AHI how you can bundle your homeowner, automobile and other coverage through one insurance carrier and your savings can grow. Plus, you'll always know exactly who to contact anytime you need assistance, without having to dig through piles of paperwork.

5. Review your policy regularly
Life changes often, and so do your insurance needs. Review your policy regularly and ask your personal Insurance Specialist questions about your coverage. You may be able to save on your policy if you add certain features to your home, such as a security system, fire alarm or electrical upgrades.