Your Privacy Is a Priority to UsThe confidentiality of our customers' personal information is important to M.D.C. Holdings, Inc. (MDC) and its affiliates. MDC's affiliates include Richmond American Homes, HomeAmerican Mortgage Corporation, American Home Insurance Agency, Inc., AH Insurance Agency, Inc., AHI Inc., American Home Title and Escrow Company, and Lion Warranty Corporation. We are providing you with this privacy notice to help you understand how we handle personal information about you that we may obtain and under what circumstances we may disclose the information to our affiliates and other third parties. This notice also tells you how you can limit our disclosure of your personal information.
We do not sell any information about our customers to anyone. Sharing personal information within the MDC family of companies may benefit you by making it easier for you to apply for services from our related companies. In addition, sharing personal information can help you receive timely notice about additional products, services or other special offers that may be of interest to you.
How We Gather Information As part of selling you a home, providing you with financial products or services, or both, we may obtain information about you from the following sources:
Sharing Information with Our Affiliates In the course of our business, we may share customer information with members of our corporate family.
The information we may share includes
If you do not want us to share application and credit report or similar information within the MDC corporate family, you may write or call us:
Write to us atM.D.C. Holdings, Inc.c/o HomeAmerican Mortgage CorporationCustomer Service Department6550 Greenwood Plaza Blvd. Suite #200 Englewood, Colorado 80111
Or call us at 800-772-8024.
Please provide the name, address, Social Security number, and loan/policy number of each customer or joint account holder who does not want us to share their information within the MDC corporate family. If you have a joint account, a request by one party will apply to the entire account. Please allow 30 days from our receipt of your request for your instructions to become effective.
Sharing Information with Nonaffiliated Third Parties Nonaffiliated third parties are those not part of the MDC corporate family. We may share information with financial service providers such as insurance agents and non-financial companies such as retailers and direct marketers. The information we may share with these companies includes information about
If you do not want us to share your information with nonaffiliated third parties so they can market their products or services to you, you may write or call us:
Please provide the name, address, Social Security number, and loan/policy number of each customer or joint account holder who does not want us to share their information with nonaffiliated third parties. If you have a joint account, a request by one party will apply to the entire account. Please allow 30 days from our receipt of your request for your instructions to become effective.
Sharing of Information in Other Circumstances We may disclose information to nonaffiliated third parties with respect to marketing our own products and services, as well as those products or services we offer jointly with others. We may share all the information we collect for marketing purposes. The partners with whom we share this information may include
We are required to or we may provide information about you to nonaffiliated third parties outside of the MDC corporate family without your consent, as permitted by law, such as
Whatever the reason for sharing information, we require confidentiality by the receiving parties and limit the use of the information to the purpose for which it was disclosed.
Former Customers If you end your relationship with us, we will continue to treat and safeguard your information as described in this notice.
Our Security Practices and Information Accuracy We also take steps to safeguard customer information. We restrict access to the personal and account information of our customers to those employees who need to know that information in the course of their job responsibilities. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect customer information.
We also have internal controls to keep customer information as accurate and complete as we can. If you believe that any information we have about you is not accurate, please let us know immediately.
Protecting Your Information Online The following statement applies to all of MDC's websites. If you request information through our websites, use online tools and calculators, apply on-line for products, subscribe to online services, complete an online form or application, or conduct transactions online (e.g., Internet or wireless device), we and certain unaffiliated third parties with which we partner to deliver online products and services may retain the information you provide.
Other Information This Privacy Policy applies to products or services provided by M.D.C. Holdings, Inc. and its affiliates. We reserve the right to change this policy at any time.