Limited funds are available! With 8 floorplans, Richmond American at Panther Creek offers great options to personalize your new home to fit the way you live. Conveniently located off of I-10 on Chaffee Road, this active community is surrounded by natural wetlands and has a nearby golf course. Homes start in the mid $100s • 3 - 6 bed, 2 - 4 bath • Approx. 1,350 - 3,000 sq. ft. • Optional 3-car garages †Example based on a sales price of $170,000 and a 30-year fixed rate FHA loan with an interest rate of 4.625% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $166,920. Monthly principal and interest payment = $858.20. APR = 5.3198%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Promotion valid for new buyers on new contracts on select quick move-in homes that close on or before December 31, 2009 when financing is provided by HomeAmerican Mortgage Corporation. Buyer to pay 1% origination fee and all customary closing costs. All promotions are available to owner occupants only and subject to availability, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 620. Interest rate is not guaranteed and subject to change without notice and a higher rate or points could be required. Funds at this interest rate are limited and available on a first-come, first-serve basis. Promotion must be mentioned at time of contract and is not valid on lot or community transfers, plan changes or in conjunction with any other promotion. Richmond American reserves the right to change or withdraw promotion at any time without notice. Prices, specifications and availability subject to change at any time without notice. Square footage is approximate. © 2009 Richmond American Homes, Richmond American Homes of Florida, LP. CGC1514660.