1. Acceptance of Terms
Thank you for visiting the RichmondAmerican.com web site ("Site"). M.D.C. Holdings, Inc. ("MDC") operates this Site on the World Wide Web of the Internet, consisting of information services and content provided by MDC, affiliates of MDC and other third parties.  We maintain our Site as a service to internet users.  Our Site is designed to familiarize you with MDC and its affiliates (collectively, “MDC”).  Information contained on this Site is intended to be informative only, and does not constitute a representation or warranty with regard to any MDC homes or communities, or any products or services provided by MDC.  All users ("Users") of this Site agree that access to and use of this Site are subject to the following Terms and Conditions, to any legal terms found elsewhere on the Site, and to other applicable laws. If you do not agree to these Terms and Conditions, or to any other legal terms found on the Site, please discontinue use of this Site.

2. General Terms and Conditions
MDC provides the information, services, text, graphics, links or other material ("the Content") on this Site to the User, conditioned on the User's acceptance, without modification, of these Terms and Conditions. The Content offered on this Site is provided with the understanding that neither MDC, nor any if its affiliated entities, is engaged in rendering legal or other professional services or advice. The use of the Site is subject to the additional disclaimers, caveats, and notices that may appear throughout the Site.

3. Disclaimers
MDC, its subsidiaries, and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the Content on this Site. While MDC strives to keep Content on this Site updated, accurate, and complete, MDC, its agents, or affiliated entities will not be responsible for any damage or loss related to the Content. The Content provided on this Site is intended for informational purposes only and is not intended to constitute an offer or solicitation. All homes about which information is provided herein are subject to prior sale. Prospective purchasers must visit a MDC Sales Office to purchase a home. Despite the efforts of MDC to provide accurate information on this Site, it is not possible to ensure that all information is correct or up to date. MDC assumes no responsibility or liability for any actions taken as a result of using this Site, or for errors or omissions in the Content on this server.

THIS SITE AND THE CONTENT CONTAINED HEREIN ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, MDC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, HABITABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. MDC DOES NOT REPRESENT OR WARRANT THAT THE CONTENT CONTAINED IN THE SITE WILL BE CORRECT, ACCURATE, ADEQUATE, USEFUL, TIMELY, OR RELIABLE, OR THAT RECEIPT OF THE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE. MDC DOES NOT UNDERTAKE TO CORRECT DEFECTS IN THE CONTENT, OR TO ENSURE THAT THIS SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

4. Limitation of Liability.
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, MDC SHALL NOT BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE THE CONTENT IN THIS SITE, EVEN IF MDC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

5. Links To and From This Site
MDC does not have responsibility and shall not be liable for the accuracy or availability of information provided by Websites which are linked to the Site via hypertext or other computer "Links." Links to external Websites are provided merely as a convenience to Users and do not constitute an endorsement by MDC of such Websites or the content, products, advertising, or other materials presented on such Websites, including any changes or updates thereto.

6. Equal Housing Opportunity
All real estate information provided herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise "any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination." Your state or local jurisdiction may impose additional requirements. MDC is pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity. MDC encourages and supports an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion sex, handicap, familial status, or national origin. All dwellings within the United States advertised by MDC and its affiliated entities are available on an equal opportunity basis.

 7. Specifications, Prices, Terms, Renderings and Other Information
Although every effort has been made to ensure that the prices and terms contained herein are accurate and current, at any time such prices and terms are subject to change, prior sale, selected lot premiums and/or predetermined options. Prices shown refer to the base house and do not include taxes, fees, modifications, customizations, lot premiums or optional features. Photos, drawings, graphics, plans, designs, features, and prices are approximates or estimates only.  Photos and/or drawings of homes show upgraded landscaping and may not represent the lowest-priced homes in the community. MDC reserves the right to make changes to its home designs and to build more or fewer homes than currently planned. All renderings and floor plans in these materials are artists' conceptual drawings and will vary from the actual plans and homes as built. Square footage numbers are approximate and may vary.    MDC cannot control future development or guarantee the preservation of the natural environment surrounding its communities. MDC does not guarantee that any communities with guard gates will be guarded in perpetuity or that the gate will provide additional security or protection for residents. Views vary significantly by lot location and may be affected by future development. MDC does not guarantee the preservation of any view or the natural environment surrounding any of its communities. Promotional programs are typically available only on select lots at select communities, and typically are not available in conjunction with other offers. Payment of any Broker Co-Op fee will be subject to certain conditions including, but not limited to, completion of a registration card evidencing that the buyer was accompanied by the broker on the first visit to the home. Any photographs or renderings of people in these materials do not depict racial preference. Please consult a MDC Sales Representative for specific price or other information for each community.

8. Home Mortgages
Financing programs described in these materials are available only through HomeAmerican Mortgage Corporation ("HMC"), which is a wholly owned subsidiary of MDC. Home buyers are not required to obtain financing from HMC, and may obtain financing from any lending institution. Special financing programs described in these materials may be subject to certain eligibility requirements and other terms and restrictions. For further information, please contact a local HMC Sales Representative. The mortgage calculator programs provided under this site do not promise to provide a loan. The accuracy of the mortgage calculators and their applicability to particular circumstances is in no way guaranteed. The programs are only intended to provide an estimate to assist homebuyers in getting a general idea regarding their home buying potential. Figures are based on interest rates and mortgage programs as of a recent date. Actual ability to qualify for a loan will depend on additional factors including the prospective homebuyer's credit rating, employment history, the lender's requirements and interest values at the time of loan processing. The accuracy of these programs is in no way guaranteed and depends on the accuracy of information supplied.

9. Employment
MDC is an equal opportunity employer. Nothing in these materials shall constitute an offer of employment. Although MDC will use all reasonable efforts to maintain confidential any personal resumes or information submitted to it, MDC cannot guarantee that confidentiality will be maintained.

10. Notice
MDC may deliver notice to you by means of electronic mail, a general notice on the site, or by written communication delivered by first class U.S. mail to your address on record in MDC's account information.

11. Applicability of Terms and Conditions
These Terms and Conditions and all other legal terms on the Site are applicable upon the User's access to the Site. These Terms and Conditions may be revised, modified, amended, or supplemented by MDC without notice at any time for any reason. These terms and conditions shall apply to all Users regardless of any future transaction or dealings between such User and MDC, or lack of any such future transaction or dealings, and shall survive the termination of any such future transaction or dealings.


Copyright © 2006 MDC Holdings, Inc. All rights reserved. The entire Content included in this Site, is copyrighted as a collective work under the United States and other copyright laws, and is the property of MDC. The collective work includes works that are licensed to MDC. Copyright © 2006 MDC Holdings, Inc. All rights reserved. The Content is provided by MDC as a service to the public and is to be used for personal informational purposes only. Any violation of the foregoing conditions or use will subject the User to the possibility of full prosecution under applicable law. No Content from this Site may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, except that the User may display and, subject to any expressly stated restrictions or limitations relating to specific Content, download or print portions of the Content from the different areas of the Site solely for the User's own non-commercial use, or towards making a purchase of a home, provided that the User acknowledges and agrees that all homes about which information is provided herein are subject to prior sale, and that prospective purchasers must visit a MDC Sales Office to purchase a home. Any other use, including but not limited to the reproduction, distribution, display or transmission of the Content of this Site is strictly prohibited. The User further agrees not to change or delete any proprietary notices from Content downloaded from the Site.