Tips & Tools

2018 Conventional Loan Limit Changes

December 1, 2017

Fannie Mae and Freddie Mac’s 2018 loan limits may put more buying power in your clients’ hands! The base loan limits increased by 6.8%, setting the new limit at $453,100 in most parts of the country, with up to a maximum of $679,650 in high-cost areas. In many of the counties where we build, that means a change of $29,000, $43,500 or even $74,750!

Keep in mind that some counties—such as Anne Arundel and Baltimore in Maryland, Salt Lake and Tooele in Utah, and Prince George in Virginia—did not see a limit increase for 2018. For a full list of loan limits by county, visit the Federal Housing Finance Agency’s website.

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