{"id":9653,"date":"2022-06-02T08:00:00","date_gmt":"2022-06-02T14:00:00","guid":{"rendered":"https:\/\/www.richmondamerican.com\/agent-blog\/?p=9653"},"modified":"2023-12-14T09:11:04","modified_gmt":"2023-12-14T16:11:04","slug":"financing-offers-more-affordable-payments","status":"publish","type":"post","link":"https:\/\/www.richmondamerican.com\/agent-blog\/financing-offers-more-affordable-payments\/","title":{"rendered":"Financing Offers = More Affordable Payments"},"content":{"rendered":"\n<p>Mortgage rates are top of mind for homebuyers this season. That\u2019s why we\u2019ve worked with our affiliate lender to provide a range of financing options to mitigate the effects of rising rates. Your buyers may find affordable payments are still within reach!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">For homebuyers who want to move soon\u2026<\/h2>\n\n\n\n<p>Check out 30-, 60- and 120-day rate lock options with no upfront lock fee and fixed-rate financing as low as 4.625% (5.665% APR). There\u2019s also a 7\/6 ARM option that\u2019s even lower! We\u2019ve included estimated monthly payments based on example rates so your clients can get a sense of how affordable payments may be, compared to their current housing costs. <a href=\"https:\/\/www.richmondamerican.com\/campaigns\/1948\" target=\"_blank\" rel=\"noreferrer noopener\">See &amp; share the details!<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">For homebuyers who want to build from the ground up\u2026<\/h2>\n\n\n\n<p>Buyers can enjoy an extended rate lock that\u2019s good for up to 345 days, with an option to float down if rates are lower by the time they\u2019re ready to close. The program is open to new buyers and buyers who are already under contract, and those who lock this month can enjoy a reduced locking fee. <a href=\"https:\/\/www.richmondamerican.com\/campaigns\/1050\" target=\"_blank\" rel=\"noreferrer noopener\">Get info &amp; share it!<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">For buyers who haven\u2019t decided\u2026<\/h2>\n\n\n\n<p>Consider sharing <a href=\"https:\/\/www.richmondamerican.com\/campaigns\/1950\" target=\"_blank\" rel=\"noreferrer noopener\">our landing page<\/a>\u2014which presents both long- and short-term options\u2014so they can choose which offer fits their situation! &nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Questions about any of these offers? <\/strong>Call our Homebuyer Resource Center at <a href=\"tel:1+888.996.3060\">888.996.3060<\/a>.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"guide-crossSell crossSell-img\">\n  <div class=\"cs-content\">\n    <h2><b>Help clients prepare for the mortgage process!<\/b><\/h2>\n<p>Our free guide is filled with tips for shopping loan programs, understanding financing jargon, maintaining a good credit score and more.<\/p>\n    <p class=\"cta\"><a href=\"https:\/\/www.richmondamerican.com\/mortgage\" target=\"_blank\" rel=\"noopener\">Share it now<\/a><\/p>\n  <\/div>\n  <div class=\"cs-image\"><a href=\"https:\/\/www.richmondamerican.com\/mortgage\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/www.richmondamerican.com\/content\/campaigns\/media-50082.png\" alt=\"Cover of Mortgage Quick-Reference Guide by HomeAmerican Mortgage Corporation with title and photo of white kitchen\"><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Loan promotions are available when financing is provided by HomeAmerican Mortgage Corporation (NMLS ID 130676). See additional licensing and regulatory info <a href=\"https:\/\/www.richmondamerican.com\/terms-conditions#RAcompanies\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large\"><img decoding=\"async\" src=\"https:\/\/www.richmondamerican.com\/content\/campaigns\/media-10523.png\" alt=\"HomeAmerican Mortgage Company logo\"\/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are top of mind for homebuyers this season. That\u2019s why we\u2019ve worked with our affiliate lender to provide a range of financing options to mitigate the effects of rising rates. Your buyers may find affordable payments are still within reach!<\/p>\n","protected":false},"author":2,"featured_media":9671,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[2],"tags":[55,77],"featured_image_src":"https:\/\/www.richmondamerican.com\/agent-blog\/wp-content\/uploads\/2022\/06\/agentblog_060122_financingOffers.jpg","author_info":{"display_name":"Brian Metzger","author_link":"https:\/\/www.richmondamerican.com\/agent-blog\/author\/bmetzger\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Financing Offers = More Affordable Payments - A blog for your sales success<\/title>\r\n<meta name=\"description\" content=\"Mortgage rates are on the move. 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