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Buying a Home

Buying a Home

Building Your Dream Home: How to Choose a Home Site

August 20, 2012

You’ve chosen your floor plan and home exterior. What’s next? Depending on the variety of lots available and the floor plan you’ve chosen, you may have a choice of home sites. Don’t be content to pick your spot from a plat plan! Go out and see each home site firsthand. Be sure to wear sturdy shoes when you tour your options, and bring along a camera and a way to take notes. 4 things to consider when choosing your home site 1. Terrain: Is your…

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Buying a Home

From the FAQ File: Deluxe Bath

August 6, 2012

Gourmet kitchens aren’t the only thing piquing our readers’ curiosity. In today’s issue of our multi-part FAQ series, we shed some light on another popular upgrade.  Q: What is a deluxe bath? Are all deluxe baths located in the master suite? A: A deluxe bath may vary by market, but typically includes a separate tub and shower, a water closet and double sinks. Some homes and communities may also include a jetted, oval or garden tub, a walk-in shower and upgraded surfaces, like granite countertops…

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Buying a Home

Buying a House After Bankruptcy, Foreclosure or Short Sale

July 24, 2012

If you’ve been through a short sale, foreclosure or bankruptcy, you’re not alone. Millions of Americans have been in your shoes, and many have moved on to become homeowners again. You can, too. Buying a home may be a little more challenging this time, but it can still be a part of your family’s future. In fact, you could be a homeowner again sooner than you think. Typical waiting periods After a major credit event, you may have to wait to apply for a new…

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Buying a Home

What Are HOA Fees?

July 11, 2012

As more and more neighborhoods are built as planned communities with shared amenities, more and more homeowners are finding themselves part of a homeowner’s association (HOA). If a community has an HOA, homeowners automatically become members in the community’s homeowner’s association when they purchase a home. Membership in an HOA requires that you pay a fee, usually monthly or yearly. HOA fees go toward common area maintenance and help ensure that the neighborhood stays well kept. The fees may allow you entrance into the community…

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Buying a Home

New Home or Resale?

June 18, 2012

In today’s housing market, buyers have more choices than ever before. As you’re trying to decide between buying a new home and looking into resale homes, you’ll discover brand new communities where you can choose your floor plan, your homesite and all your design options. Then you’ll turn around and see the other end of the spectrum: established, comfortable neighborhoods with homes that were built a few years or even decades ago. Here are a few factors to highlight why buying a new home might…

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