13

Oct
2016
Posted in:
Insurance

Homeowner’s Insurance: Find Out What’s Covered

beautiful home

For many people, a home insurance policy is like a first aid kit: they know it’s a good thing to have, but they don’t open it up and poke around inside until they need it. Knowing what is and isn’t covered by your homeowner’s insurance, how much insurance you need to protect your property and …

Continue Reading »

01

Jun
2016
Posted in:
Insurance

Questions to Ask When Choosing an Insurance Agent

Homeward_IS000073137781

You’ve contracted on a new home and now it’s time to choose an insurance agent. After all, you want to protect your investment in the event of theft or a natural disaster (e.g., flood, fire). Plus, most lenders require homeowners to maintain insurance as a condition of the loan. Following are some important questions to …

Continue Reading »

15

Apr
2014
Posted in:
For buyers, Insurance

Things to Know About Homebuyers Insurance

With the purchase of your new home, it’s wise and often even mandatory to protect such a large investment with different types of insurance policies. Read on for our quick guide to the main types of insurance policies you might encounter and why you may need to purchase them. HOMEOWNERS INSURANCE Homeowners insurance is designed …

Continue Reading »

06

Mar
2014
Posted in:
Insurance

From the FAQ File: Title Insurance

When you’re buying a home, one of the things you’ll be expected to have at the closing table is title insurance. Q: What is title insurance? A: Title insurance protects against unexpected problems associated with the title to your new home, such as liens for unpaid taxes or unpaid work on the property, mistakes or …

Continue Reading »

29

Oct
2012
Posted in:
Insurance

What is Homeowners Insurance?

Homeowners insurance (also known as hazard insurance or abbreviated as HOI) provides coverage for catastrophic events that may occur to your home. It covers the house, contents, personal liability and medical payments exposures. Most mortgage lenders require homeowners to maintain homeowners insurance as a loan condition. Glossary of insurance terms: Insurance deductible: What you pay …

Continue Reading »