Life at Home

Spring Cleaning Checklist Part 1: Kitchens and Mudrooms

March 31, 2014

Spring cleaning can seem like an overwhelming task. Use our series of room-by-room checklists to help you plan and track your progress! Kitchen: Open the windows to let fresh air in and cleaning fumes out. Declutter. Clean and store (or get rid of) any kitchen gadgets or cookware you don’t use regularly. Check water bottles, travel mugs and plastic storage containers for wear and tear or missing pieces. If you’re feeling brave, tackle the junk drawer and see if you can find better homes for…

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Local Stories

Mead, Colorado Has a Lot to Offer Homebuyers

March 24, 2014

Colorado is popular among new homebuyers, and not just because it boasts over 300 days of sunshine a year. The Centennial State is celebrated for its rich history, diverse geography, booming economy, thriving arts scene and seemingly endless array of recreational opportunities. But planting roots in Colorado doesn’t have to mean residing in a major metropolitan area like Denver, Boulder or Colorado Springs. If you want to avoid the hustle and bustle of the big city and enjoy a slower, more relaxed pace of life,…

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Selling a Home

When to Put Your Home on the Market

March 19, 2014

Is it the best time to sell your home? Not sure if it’s the right time? There are pros and cons to selling your home and moving during every season of the year. Here’s a quick look at what you can expect throughout the year. SPRING Pros: Spring is selling season in the housing industry. A lot of buyers are in the market and you can expect more traffic than many other times of year. With grass greening and flowers blooming, it’s also a great…

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Buying a Home, Financing & Insuring

How Much Can I Afford on a Home Loan in 2014?

March 12, 2014

Each year can bring anything from minor tweaks to major overhauls in mortgage lending, possibly affecting how much house you can afford to buy. To help simplify how to financially prepare for homeownership this year, we’ve compiled some of the more important gamechangers for you to be aware of in 2014. New Qualified Mortage Rules In January, the Consumer Financial Protection Bureau (CFPB) implemented new regulations under the Dodd-Frank Act for determining what constitutes a qualified mortgage. “Qualified mortgage” is actually a technical term, referring…

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Financing & Insuring

From the FAQ File: Title Insurance

March 6, 2014

When you’re buying a home, one of the things you’ll be expected to have at the closing table is title insurance. Q: What is title insurance? A: Title insurance protects against unexpected problems associated with the title to your new home, such as liens for unpaid taxes or unpaid work on the property, mistakes or omissions on the deed, undisclosed heirs, fraud and errors on examining records. Title insurance policies are available to both owners and lenders. While other kinds of insurance, such as auto,…

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