Financing & Insuring

Finding the Right Mortgage for You in 2014

January 3, 2014

If you haven’t been paying attention to mortgage news in the past year, you should know there have been some changes. Homebuyers looking to apply for a home loan in 2014 will face different options and challenges than buyers had in previous years. Do you still qualify for an FHA loan? Benefits such as lower down payment and credit score requirements have drawn homebuyers to Federal Housing Administration insured mortgages (FHA loans) for years. However, as of January 1, 2014, FHA loan limits lowered across…

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Life at Home

Healthy Appetizer Recipes for 2014

December 18, 2013

The New Year is a time for family, friends and food. But it’s also a time for resolutions, many of which revolve around healthy eating and weight loss. Whether you’re planning a grand gathering or an intimate dinner party this New Year’s Eve, fresh flavorful ingredients prepared in a healthful manner (i.e., hello, lean proteins and so long, deep fryer!) can help you and your guests emerge with your resolve—and your waistlines—intact. Ring in the New Year and charm your friends and family with seven…

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Life at Home

3 Tips for Keeping an Energy-efficient House This Winter

December 17, 2013

Falling temperatures don’t have to send your energy costs skyward. Use these simple energy conservation techniques to keep your home comfortable and penny-wise all winter long. 1. Cover (or replace) drafty windows. If you don’t have low-e, high-performance windows, you may have a not-so-slow leak in your heating budget—as much as 25% of your bill. What’s the difference? The multi-pane glass and low-emissivity coatings used in energy-efficient windows help keep heat inside your home in winter and solar gain out in summer. What you’ll need:…

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Financing & Insuring

Still Time to Enjoy 2013 FHA Limits

December 16, 2013

Did you know that many FHA loan limits are lowering in 2014? The reduced limits will exclude a growing number of borrowers from FHA financing, depending on the county and the price point of the home. FHA Benefits You May Miss Out On If You Don’t Act Soon… Lower FHA down payment • Lower credit score requirement • Monetary gift from family can be used for entire down payment *DEADLINE* Steps must be taken and your loan secured by December 27, 2013. Contact HomeAmerican Mortgage…

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Local Stories

Why Call Baltimore Home?

December 4, 2013

It’s hard to resist the many charms of Baltimore, Maryland. Just ask any of the nearly 3 million residents in the Baltimore-Towson metro area. With its rich history, thriving economy, vibrant arts scene and close proximity to the nation’s capital, it’s no surprise homebuyers are flocking to this enchanting city by the sea. Baltimore and its neighbors are home to numerous schools, businesses, shops, restaurants, museums, art galleries, parks and more. Some popular attractions that make living in and around Charm City so appealing include:…

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