Life at Home

Decorating a Fireplace Mantel

January 14, 2013

Whether you recently took down your holiday decorations or you just want a new look, decorating your fireplace mantel can be done any time of year. You can even change out the décor over your fireplace with the seasons. Here are some creative ideas to get you started. Play with mirrors Want to make a room appear larger? Mirrors are a great way to add the illusion of space. Try hanging one large mirror and accenting it with vases. Or consider adding a series of…

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Buying a Home

Buying in a Low Inventory Housing Market

January 7, 2013

If you’re keeping tabs on real estate news, you know we’re in a low inventory housing market. There are fewer homes for sale and the competition for the best homes can be fierce. For the first time in years, bidding wars are making a comeback in many markets. Despite these challenges, now is still a great time to buy a home. Interest rates are low and prices have yet to skyrocket back to where they were in 2005 when things were really booming. But how…

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Financing & Insuring

From the FAQ File: Credit Health

January 2, 2013

Some of the questions we receive aren’t about Richmond American Homes, but about homebuying in general. For example… Q: Do I have to have spotless credit to buy a home? A: No, but a good credit history may help you get a better interest rate on your mortgage. If you’re not sure whether you’re ready to buy a home, you may be interested in our free First-time Homebuyer Guide. It contains budget worksheets, credit management tips, mortgage FAQs, moving checklists and other resources to help…

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Financing & Insuring

Resolution Time! 3 Ways to Save More Money

December 24, 2012

New Year’s resolutions: Every year we make them, and every year most of us are lucky to keep them till February. Why? Because breaking bad habits is hard, and it only gets harder as time goes by and our motivation fades. But, there’s good news! If your New Year’s resolution is to save money, there are three simple ways to set yourself up for success—with virtually no willpower required. Separate your savings. Setting up an interest-bearing savings account will serve two purposes. First, obviously, it…

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Local Stories

Best Places to Live: Nocatee in Ponte Vedra, FL

December 17, 2012

Few areas around Jacksonville can compete with the beauty and prestige of Ponte Vedra. This seaside community is home to the PGA’s THE PLAYERS Championship, world-class resorts and acres of natural Florida wetlands. It’s within this exclusive zip code that you’ll find Nocatee, one of northeast Florida’s most popular communities. Nocatee’s combination of exceptional new homes, attractive schools, neighborhood shopping and dining, recreational opportunities, location and overall walkability have helped the master plan earn recognition as the “Best Green Community of the Year” and “Best…

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