Falling temperatures don’t have to send your energy costs skyward. Use these simple energy conservation techniques to keep your home comfortable and penny-wise all winter long. 1. Cover (or replace) drafty windows. If you don’t have low-e, high-performance windows, you may have a not-so-slow leak in your heating budget—as much as 25% of your bill. What’s the difference? The multi-pane glass and low-emissivity coatings used in energy-efficient windows help keep heat inside your home in winter and solar gain out in summer. What you’ll need:…
Did you know that many FHA loan limits are lowering in 2014? The reduced limits will exclude a growing number of borrowers from FHA financing, depending on the county and the price point of the home. FHA Benefits You May Miss Out On If You Don’t Act Soon… Lower FHA down payment • Lower credit score requirement • Monetary gift from family can be used for entire down payment *DEADLINE* Steps must be taken and your loan secured by December 27, 2013. Contact HomeAmerican Mortgage…
We’re in the spirit of the season. And by that, we mean we’re indulging in a lot of irresistibly yummy sweets, particularly all manner of shortbread cookies. This classic confection has too many variations to list, but you have to start somewhere, so we’ve whittled our favorites down to five mouthwatering holiday cookie recipes perfect for spreading good cheer and tidings of comfort and joy. Potato-Chip Cookies from Fine Cooking Classic shortbread cookies infused with crunchy goodness. OK, we have to say it… we bet…
It’s hard to resist the many charms of Baltimore, Maryland. Just ask any of the nearly 3 million residents in the Baltimore-Towson metro area. With its rich history, thriving economy, vibrant arts scene and close proximity to the nation’s capital, it’s no surprise homebuyers are flocking to this enchanting city by the sea. Baltimore and its neighbors are home to numerous schools, businesses, shops, restaurants, museums, art galleries, parks and more. Some popular attractions that make living in and around Charm City so appealing include:…
Psst… we’ll let you in on a little secret. There’s no such thing as an offseason when it comes to searching for your dream home. It all boils down to what makes a particular homebuying season the best time to buy for your circumstances. So if you’ve been itching to get out there and find your dream home right away, don’t wait because you’ve heard that the holiday season isn’t the best time to buy. You might find that conditions are just right. Read on…
