Selling a Home

3 Smart Improvements to Sell Your Home

November 6, 2012

Looking for ways to boost your home’s saleability? Focus on these homebuyer hot-buttons! 1. Bathrooms: Bathroom remodels can often increase your home’s resale value. Consider replacing outdated tubs, sinks, vanities, fixtures and flooring. Even basic maintenance tasks like re-caulking the tub, replacing old shower doors and applying a fresh coat of paint to the walls may make a difference. A few stylish touches like plush new towels and bathmats can help too. 2. Kitchen: Many times, the heart of the home can be the heart…

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Financing & Insuring

What is Homeowners Insurance?

October 29, 2012

Homeowners insurance (also known as hazard insurance or abbreviated as HOI) provides coverage for catastrophic events that may occur to your home. It covers the house, contents, personal liability and medical payments exposures. Most mortgage lenders require homeowners to maintain homeowners insurance as a loan condition. Glossary of insurance terms: Insurance deductible: What you pay out of pocket after your claim is approved Insurance policy rider: Riders are optional coverages that are available to enhance your homeowners policy. Possible riders are jewelry riders, replacement cost coverage…

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Life at Home

This Week on Pinterest: Fall Decorating Ideas

October 22, 2012

As impossible as it seems, Halloween is just around the corner. If you aren’t already in full fall decorating mode, we have some inspiration for you on our Pinterest board! Things you’ll find… Pumpkin decorating ideas Jack-o-Lantern wearing out his welcome? Explore a few alternatives to traditional pumpkin carving. Fall décor Bring the beauty of the outdoors into your home with some creative autumn accents. Cold-weather comfort food It’s time for savory soups, hot beverages and other tasty treats. While you’re there, check out our other…

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Packing & Moving

How to Arrange Furniture in Your New Home

October 15, 2012

Whether you’re buying your first home or your tenth, arranging furniture can be a challenge. Though the sofa you bought for your last living room might have been a perfect fit, don’t be surprised if it’s all wrong for your new great room. To make sure you get the most out of your home furniture layout, follow these quick tips: 1. Think about scale. The key to arranging your furniture is to keep proportion top of mind. A small side chair might get swallowed up…

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Buying a Home

Building Your Dream Home: Matching Your Home Site to Your Floor Plan

October 9, 2012

As you’re making your final home site and floor plan selections, it’s important to consider how the two fit together. Ask yourself these questions as you narrow down your options:  Where’s the light?  If you’re looking forward to breakfast in a nook that’s filled with morning sunlight, you might want to choose a home site that gives that room southern or southeastern exposure. The same goes for your backyard patio; southern exposure will make it sunnier, northern exposure will keep it shadier. Live in a…

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