“Oh, that darn paperwork! Wouldn’t it be easier if it all just blew away?”– Mike Wazowski, Monsters, Inc. Don’t let a fear of paperwork keep you from the home of your dreams. Take advantage of our straightforward mortgage loan checklist to put together the right documentation for your loan officer—helping to simplify your application process and place you on the best path toward homeownership. Income: W-2s or 1099s for the previous two years for each borrower Paycheck stubs covering the most recent 30 days for…
From goblins and ghouls to games and giggles, Halloween traditions offer plenty of fun and excitement. While the trick-or-treating provides kids with the much-anticipated opportunity to dress up and collect buckets of candy, the practice is not without its safety concerns. Increased pedestrian traffic, unfamiliar clothing and fading light can all combine to create less-than-ideal conditions as your little ones race door to door. Read on for a few Halloween safety tips, intended to get you thinking of ways to protect your trick-or-treaters from a…
Right now, there may be entire neighborhoods full of homes for sale in your price range—and in the locations you love—but you won’t find them anywhere on the New Jersey MLS. Why? They’re new, and new homes aren’t always listed on the MLS. Sometimes it’s because the homes are under construction, but often it’s because the builders are confident they can sell without listing on the MLS. To get a better picture of the New Jersey real estate market, it’s important to consult a variety…
Moving to a new home is an exciting process, but it can also be confusing and chaotic. To save you time and stress, we’ve compiled a number of moving tips and online resources to help you stay on track for a successful moving day. The home search. The first step in the moving process is deciding exactly where you’ll be moving to. You may want to start by perusing local listings and the websites of homebuilders in your desired area. These will give you an…
When choosing the best home builder for your new home, it pays to remember the old adage, “trust, but verify.” Most builders are skilled at staging a beautiful model home, which is why it’s important to equip yourself with the right know-how to identify which builder you can depend on, differentiating yourself from average window shopper to informed homebuyer. To help simplify that process, we’ve compiled a list of helpful tips on how to choose the best home builder for you. Experience Building high-quality, durable…
