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real estate

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Buying a Home

11 Must-ask Questions for Your New Home Builder

November 11, 2020

Moving into a brand-new home is an exciting event, but also a time where it pays to conduct your due diligence up front. Whether you’re a first-time or repeat buyer, the following questions will help provide important clues as to whether your new home builder of choice is worth the commitment. How long have you been in business? Building high-quality, durable homes that cater to your unique lifestyle needs is a hard-earned skill built up through time and experience. Before committing to a home builder…

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Financing & Insuring

Lock in a Mortgage Rate Through Late 2020

October 1, 2019
Extended rate lock

Planning to buy a home this year? If you’ve been keeping a nervous eye on news from the Federal Reserve, wondering if you’re missing out on your best mortgage rate because you’re not ready to close, an extended rate lock might be just the thing you need to move forward with confidence. What is an extended rate lock? A buyer typically has sixty days to close a loan after locking in a mortgage rate. With an extended rate lock by HomeAmerican Mortgage Corporation, you can…

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Buying a Home

Thank You for Helping Us Build 200,000 New Homes!

October 1, 2018

In 1977, we built our first single-family home in Denver, Colorado. Today, we’re excited to announce that we recently completed our 200,000th new home! No cookie-cutter homes here! A lot has changed over the decades (we’ve expanded to 10 states!), but one thing remains consistent: Our commitment to our customers. Personalization is key for our clients. And it’s what sets us apart from other leading homebuilders. Everyone who builds a new Richmond American home from the ground up has the opportunity to work hand-in-hand with…

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Buying a Home, Selling a Home

Help! I Bought a New Home But Still Haven’t Sold My Old Home

September 21, 2018
Working through finances

Congratulations! You’re under contract for a new home. There’s just one problem: your current home hasn’t sold—and closing day is coming up fast. What to do? Here are a few options to consider when you’ve purchased a home but still haven’t sold your old home. Take out a bridge loan (or swing loan) Ask your mortgage lender about whether your old home has enough equity to qualify for a bridge loan, short-term financing intended to help you bridge the gap from one house to the…

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