Browsing Tag

real estate

Financing & Insuring

Lock in Today’s Mortgage Rate until 2018

March 20, 2017
The Dayton model home at Saddle Rock

Planning to buy a home this year? If you’ve been keeping a nervous eye on news from the Federal Reserve, wondering if you’re missing out on your best mortgage rate because you’re not ready to close, an extended rate lock might be just the thing you need to move forward with confidence. What is an extended rate lock? A buyer typically has sixty days to close a loan after locking in a mortgage rate. With an extended rate lock by HomeAmerican Mortgage Corporation, you can…

Continue Reading

Share this article

Buying a Home

The Facts on Closing Costs

February 26, 2017

Closing costs: a generic term tossed around by mortgage originators, real estate agents and even your neighbor. But what are these fees all about? Read on to learn the basics of closing costs and how they will affect your home purchase. What are closing costs? Closing costs, or settlement costs, are one-time expenses charged in connection with the origination of your loan. They cover additional costs like loan origination fees, loan discount points, appraisal fees, title search fees, title insurance premiums, survey fees, transfer taxes,…

Continue Reading

Share this article

Local Stories

A Closer Look at Aurora, Colorado’s Fastest-Growing Community

February 24, 2017
Copperleaf Entrance

Colorado homebuyers looking for an amenity-rich community south of Denver are often drawn to Copperleaf in Aurora. Today’s guest blog comes from the Copperleaf masterplan and speaks to all the advantages of buying at this extraordinary location. Enjoy! At Copperleaf, one of Aurora’s fastest growing new home communities, there is  an abundance of resources to nurture and enrich just about every aspect of your life…from spacious, high-quality homes, to exceptional Cherry Creek Schools and diverse community amenities, to a vast network of unique parks, trails…

Continue Reading

Share this article

Selling a Home

Choosing an Agent to Sell Your Home: 4 Tips

January 23, 2017
family and realtor®

You’re ready to buy your dream home. But first, you have to part with your current home. Of course, you can choose to sell your home on your own. However, there are many advantages to enlisting the aid of a skilled real estate agent. How can you find the right listing agent for you? Following are four tips for choosing an agent to sell your home: Ask around. Want to find an agent who understands your home, neighborhood and expectations? Ask the people who understand…

Continue Reading

Share this article

Financing & Insuring

Should I Lock in My Interest Rate?

November 25, 2016

Should I lock in my interest rate today? Many people ask their loan officers, “When should I lock in my rate?” There’s no easy answer. It’s a little like asking when you should sell your stock or which mutual fund will perform better. It all depends on the market and your individual situation. Are you a well-qualified buyer? If you believe that rates are going to stabilize or improve, it might make sense to wait to lock in your interest rate. However, less qualified buyers…

Continue Reading

Share this article