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real estate

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Buying a Home

Buying a Home in the Offseason

November 26, 2013

Psst… we’ll let you in on a little secret. There’s no such thing as an offseason when it comes to searching for your dream home. It all boils down to what makes a particular homebuying season the best time to buy for your circumstances. So if you’ve been itching to get out there and find your dream home right away, don’t wait because you’ve heard that the holiday season isn’t the best time to buy. You might find that conditions are just right. Read on…

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Financing & Insuring

A Mortgage Loan Checklist: Paperwork to Prepare

November 1, 2013

“Oh, that darn paperwork! Wouldn’t it be easier if it all just blew away?”– Mike Wazowski, Monsters, Inc. Don’t let a fear of paperwork keep you from the home of your dreams. Take advantage of our straightforward mortgage loan checklist to put together the right documentation for your loan officer—helping to simplify your application process and place you on the best path toward homeownership. Income: W-2s or 1099s for the previous two years for each borrower Paycheck stubs covering the most recent 30 days for…

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Buying a Home

Choosing the Best Home Builder

September 24, 2013

When choosing the best home builder for your new home, it pays to remember the old adage, “trust, but verify.” Most builders are skilled at staging a beautiful model home, which is why it’s important to equip yourself with the right know-how to identify which builder you can depend on, differentiating yourself from average window shopper to informed homebuyer. To help simplify that process, we’ve compiled a list of helpful tips on how to choose the best home builder for you. Experience Building high-quality, durable…

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Buying a Home

September Housing Market Update

September 18, 2013

So much is happening in the world of real estate and homebuilding. If you haven’t been keeping up with the current housing market, here are just a few of the topics under discussion now. Rates are rising Interest rates have been on the uptick recently, and there is debate as to what is in store for the near future. In a recent story, CNN’s Steve Hargreaves reported that “while mortgage rates have been steadily rising for the last few months, they’re still at historically low…

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Buying a Home

“Find Me a Builder!” How to Find Your Homebuilder Match

May 2, 2013

Buying a new home? Before you sign on with a home builder, make sure you’ve found the right match. Not all builders have the same priorities. The first step is to identify your buying style! Which description below best describes you and your family? THE LOCATION-BASED BUYER You know the zip codes and you’re very aware of the real estate climate in your area. Whether it’s the commute you love, area amenities or the school district, location is your number one priority. You may even…

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