{"id":19037,"date":"2023-01-03T12:13:41","date_gmt":"2023-01-03T19:13:41","guid":{"rendered":"https:\/\/www.richmondamerican.com\/blog\/?p=19037"},"modified":"2025-06-19T10:27:21","modified_gmt":"2025-06-19T16:27:21","slug":"get-your-credit-mortgage-ready-with-these-8-tips","status":"publish","type":"post","link":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/","title":{"rendered":"Mortgage Infographic: Get Your Credit Ready Before You Apply"},"content":{"rendered":"\n<p>Looking to buy a new home soon? We\u2019ve created a handy mortgage infographic to help you understand some of the factors that affect your credit score and the ways you can improve your score\u2014an important consideration for any lender reviewing your mortgage application. Your credit score may influence what types of loans you can qualify for and what rate lenders will offer you, so it\u2019s best to make it a priority as soon as possible in your home search. For more detailed information, download our free guide, <a href=\"https:\/\/www.richmondamerican.com\/campaigns\/3\" target=\"_blank\" rel=\"noreferrer noopener\">8 Credit Score Management Tips<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"330\" height=\"1024\" src=\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/11228886_SocialMortgageInfographic2-330x1024.webp\" alt=\"Infograph to help people get their credit mortgage ready in 8 steps\" class=\"wp-image-19047\" srcset=\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/11228886_SocialMortgageInfographic2-330x1024.webp 330w, https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/11228886_SocialMortgageInfographic2-97x300.webp 97w, https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/11228886_SocialMortgageInfographic2-768x2386.webp 768w, https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/11228886_SocialMortgageInfographic2-940x2920.webp 940w, https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/11228886_SocialMortgageInfographic2-scaled.webp 824w\" sizes=\"(max-width: 330px) 100vw, 330px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Looking to buy a new home soon? We\u2019ve created a handy mortgage infographic to help you understand some of the factors that affect your credit score and the ways you can improve your score\u2014an important consideration for any lender reviewing your mortgage application. Your credit score may influence what types of loans you can qualify for and what rate lenders will offer you, so it\u2019s best to make it a priority as soon as possible in your home search. <\/p>\n","protected":false},"author":8,"featured_media":19040,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[4],"tags":[381,57,161,206,279],"featured_image_src":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg","author_info":{"display_name":"Brian Metzger","author_link":"https:\/\/www.richmondamerican.com\/blog\/author\/bmetzger2\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Mortgage Infographic: Get Your Credit Ready Before You Apply<\/title>\r\n<meta name=\"description\" content=\"Credit scores are an important consideration when applying for a loan. Check out our handy mortgage infographic for tips on how to get your credit ready.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Mortgage Infographic: Get Your Credit Ready Before You Apply\" \/>\r\n<meta property=\"og:description\" content=\"Credit scores are an important consideration when applying for a loan. Check out our handy mortgage infographic for tips on how to get your credit ready.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Richmond American Homes Blog\" \/>\r\n<meta property=\"article:published_time\" content=\"2023-01-03T19:13:41+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2025-06-19T16:27:21+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"650\" \/>\r\n\t<meta property=\"og:image:height\" content=\"440\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Brian Metzger\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Brian Metzger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/\",\"name\":\"Mortgage Infographic: Get Your Credit Ready Before You Apply\",\"isPartOf\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg\",\"datePublished\":\"2023-01-03T19:13:41+00:00\",\"dateModified\":\"2025-06-19T16:27:21+00:00\",\"author\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4b129fd2b51beb098d97eef32ca86b0d\"},\"description\":\"Credit scores are an important consideration when applying for a loan. Check out our handy mortgage infographic for tips on how to get your credit ready.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#primaryimage\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg\",\"contentUrl\":\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg\",\"width\":650,\"height\":440,\"caption\":\"3 two-story Richmond American Homes situated on a sunny street in Southern California\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.richmondamerican.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage Infographic: Get Your Credit Ready Before You Apply\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#website\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/\",\"name\":\"Richmond American Homes Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.richmondamerican.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4b129fd2b51beb098d97eef32ca86b0d\",\"name\":\"Brian Metzger\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ba8bd60c9554860ca13e2fb2de77ba3a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ba8bd60c9554860ca13e2fb2de77ba3a?s=96&d=mm&r=g\",\"caption\":\"Brian Metzger\"},\"url\":\"https:\/\/www.richmondamerican.com\/blog\/author\/bmetzger2\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage Infographic: Get Your Credit Ready Before You Apply","description":"Credit scores are an important consideration when applying for a loan. Check out our handy mortgage infographic for tips on how to get your credit ready.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/","og_locale":"en_US","og_type":"article","og_title":"Mortgage Infographic: Get Your Credit Ready Before You Apply","og_description":"Credit scores are an important consideration when applying for a loan. Check out our handy mortgage infographic for tips on how to get your credit ready.","og_url":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/","og_site_name":"Richmond American Homes Blog","article_published_time":"2023-01-03T19:13:41+00:00","article_modified_time":"2025-06-19T16:27:21+00:00","og_image":[{"width":650,"height":440,"url":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg","type":"image\/jpeg"}],"author":"Brian Metzger","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Brian Metzger","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/","url":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/","name":"Mortgage Infographic: Get Your Credit Ready Before You Apply","isPartOf":{"@id":"https:\/\/www.richmondamerican.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#primaryimage"},"image":{"@id":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#primaryimage"},"thumbnailUrl":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg","datePublished":"2023-01-03T19:13:41+00:00","dateModified":"2025-06-19T16:27:21+00:00","author":{"@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4b129fd2b51beb098d97eef32ca86b0d"},"description":"Credit scores are an important consideration when applying for a loan. Check out our handy mortgage infographic for tips on how to get your credit ready.","breadcrumb":{"@id":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#primaryimage","url":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg","contentUrl":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2022\/12\/credit_mortgageready_infographic_hdr.jpg","width":650,"height":440,"caption":"3 two-story Richmond American Homes situated on a sunny street in Southern California"},{"@type":"BreadcrumbList","@id":"https:\/\/www.richmondamerican.com\/blog\/get-your-credit-mortgage-ready-with-these-8-tips\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.richmondamerican.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Mortgage Infographic: Get Your Credit Ready Before You Apply"}]},{"@type":"WebSite","@id":"https:\/\/www.richmondamerican.com\/blog\/#website","url":"https:\/\/www.richmondamerican.com\/blog\/","name":"Richmond American Homes Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.richmondamerican.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4b129fd2b51beb098d97eef32ca86b0d","name":"Brian Metzger","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ba8bd60c9554860ca13e2fb2de77ba3a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ba8bd60c9554860ca13e2fb2de77ba3a?s=96&d=mm&r=g","caption":"Brian Metzger"},"url":"https:\/\/www.richmondamerican.com\/blog\/author\/bmetzger2\/"}]}},"_links":{"self":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/19037"}],"collection":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/comments?post=19037"}],"version-history":[{"count":2,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/19037\/revisions"}],"predecessor-version":[{"id":29550,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/19037\/revisions\/29550"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/media\/19040"}],"wp:attachment":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/media?parent=19037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/categories?post=19037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/tags?post=19037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}