{"id":2594,"date":"2014-03-06T16:00:22","date_gmt":"2014-03-06T22:00:22","guid":{"rendered":"http:\/\/devrahblog41\/?p=2594"},"modified":"2024-09-06T11:55:58","modified_gmt":"2024-09-06T17:55:58","slug":"from-the-faq-file-title-insurance","status":"publish","type":"post","link":"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/","title":{"rendered":"From the FAQ File: Title Insurance"},"content":{"rendered":"<p>When you&#8217;re buying a home, one of the things you&#8217;ll be expected to have at the closing table is title insurance.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" style=\"float: right; padding-left: 15px; padding-top: 10px; padding-bottom: 10px;\" title=\"signing title insurance paperwork\" src=\"\/blog\/wp-content\/uploads\/2014\/03\/139896_HomePapers-250x300.jpg\" alt=\"signing title insurance paperwork\" width=\"250\" height=\"300\" \/><strong>Q: What is title insurance?<\/strong><\/p>\n<p><strong>A:<\/strong> Title insurance protects against unexpected problems associated with the title to your new home, such as liens for unpaid taxes or unpaid work on the property, mistakes or omissions on the deed, undisclosed heirs, fraud and errors on examining records. Title insurance policies are available to both owners and lenders.<\/p>\n<p>While other kinds of insurance, such as auto, life or health, cover you against future losses, an Owner&#8217;s Policy insures against risks caused by title faults that occurred before you owned the property. Once you pay the one-time premium, your policy remains in effect until the property is sold to a new buyer, even if that doesn&#8217;t occur for decades.<\/p>\n<p><strong>Q: Wouldn&#8217;t a title search reveal title problems?\u00a0<\/strong><\/p>\n<p><strong>A:<\/strong> No matter how experienced and thorough your title examiner may be, a title search cannot absolutely assure that no title faults are present. Title searches are based on a careful examination of public records, which may not\u2014and in some cases, cannot\u2014disclose certain types of information that may later affect your title.<\/p>\n<p>Other than you and your lender, no one else should have claims against your home. Contact Richmond American&#8217;s affiliate, <a href=\"https:\/\/www.ahteco.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">American Home Title and Escrow Company<\/a> at 855-248-4853 to learn more about the protection that title insurance can provide.<\/p>\n<p><em><strong>Need more info about the homebuying process?<\/strong><\/em> Get our free <a title=\"Get our free guide!\" href=\"https:\/\/www.richmondamerican.com\/Campaigns\/6\/\" target=\"_blank\" rel=\"noopener noreferrer\">First-time Homebuyer Guide<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you&#8217;re buying a home, one of the things you&#8217;ll be expected to have at the closing table is title insurance. Q: What is title insurance? A: Title insurance protects against unexpected problems associated with the title to your new home, such as liens for unpaid taxes or unpaid work on the property, mistakes or [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[4],"tags":[88,150,307],"featured_image_src":null,"author_info":{"display_name":"melissa neiman","author_link":"https:\/\/www.richmondamerican.com\/blog\/author\/melissa\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>From the FAQ File: Learn All About Title Insurance<\/title>\r\n<meta name=\"description\" content=\"Title insurance protects against unexpected problems with the title to your new home. Title insurance policies are available to owners and lenders.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"From the FAQ File: Learn All About Title Insurance\" \/>\r\n<meta property=\"og:description\" content=\"Title insurance protects against unexpected problems with the title to your new home. Title insurance policies are available to owners and lenders.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Richmond American Homes Blog\" \/>\r\n<meta property=\"article:published_time\" content=\"2014-03-06T22:00:22+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2024-09-06T17:55:58+00:00\" \/>\r\n<meta name=\"author\" content=\"melissa neiman\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"melissa neiman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/\",\"name\":\"From the FAQ File: Learn All About Title Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#website\"},\"datePublished\":\"2014-03-06T22:00:22+00:00\",\"dateModified\":\"2024-09-06T17:55:58+00:00\",\"author\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4d424a5ae24c0dc4fa70c253b1a8c778\"},\"description\":\"Title insurance protects against unexpected problems with the title to your new home. Title insurance policies are available to owners and lenders.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.richmondamerican.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"From the FAQ File: Title Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#website\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/\",\"name\":\"Richmond American Homes Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.richmondamerican.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4d424a5ae24c0dc4fa70c253b1a8c778\",\"name\":\"melissa neiman\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/11e21e558a45506cc7af7111a302d030?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/11e21e558a45506cc7af7111a302d030?s=96&d=mm&r=g\",\"caption\":\"melissa neiman\"},\"url\":\"https:\/\/www.richmondamerican.com\/blog\/author\/melissa\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"From the FAQ File: Learn All About Title Insurance","description":"Title insurance protects against unexpected problems with the title to your new home. Title insurance policies are available to owners and lenders.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/","og_locale":"en_US","og_type":"article","og_title":"From the FAQ File: Learn All About Title Insurance","og_description":"Title insurance protects against unexpected problems with the title to your new home. Title insurance policies are available to owners and lenders.","og_url":"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/","og_site_name":"Richmond American Homes Blog","article_published_time":"2014-03-06T22:00:22+00:00","article_modified_time":"2024-09-06T17:55:58+00:00","author":"melissa neiman","twitter_card":"summary_large_image","twitter_misc":{"Written by":"melissa neiman","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/","url":"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/","name":"From the FAQ File: Learn All About Title Insurance","isPartOf":{"@id":"https:\/\/www.richmondamerican.com\/blog\/#website"},"datePublished":"2014-03-06T22:00:22+00:00","dateModified":"2024-09-06T17:55:58+00:00","author":{"@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4d424a5ae24c0dc4fa70c253b1a8c778"},"description":"Title insurance protects against unexpected problems with the title to your new home. Title insurance policies are available to owners and lenders.","breadcrumb":{"@id":"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.richmondamerican.com\/blog\/from-the-faq-file-title-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.richmondamerican.com\/blog\/"},{"@type":"ListItem","position":2,"name":"From the FAQ File: Title Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.richmondamerican.com\/blog\/#website","url":"https:\/\/www.richmondamerican.com\/blog\/","name":"Richmond American Homes Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.richmondamerican.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/4d424a5ae24c0dc4fa70c253b1a8c778","name":"melissa neiman","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/11e21e558a45506cc7af7111a302d030?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/11e21e558a45506cc7af7111a302d030?s=96&d=mm&r=g","caption":"melissa neiman"},"url":"https:\/\/www.richmondamerican.com\/blog\/author\/melissa\/"}]}},"_links":{"self":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/2594"}],"collection":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/comments?post=2594"}],"version-history":[{"count":1,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/2594\/revisions"}],"predecessor-version":[{"id":28234,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/2594\/revisions\/28234"}],"wp:attachment":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/media?parent=2594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/categories?post=2594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/tags?post=2594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}