{"id":7924,"date":"2017-04-18T14:08:57","date_gmt":"2017-04-18T20:08:57","guid":{"rendered":"https:\/\/www.richmondamerican.com\/blog\/?p=7924"},"modified":"2024-01-04T16:00:16","modified_gmt":"2024-01-04T23:00:16","slug":"what-can-a-loan-officer-do-for-you","status":"publish","type":"post","link":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/","title":{"rendered":"What Can a Loan Officer Do for You?"},"content":{"rendered":"<p>Loan officers work to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye.<\/p>\n<p>A lender\u2019s loan officers assist borrowers through the mortgage lending process. They are skilled at evaluating a homebuyer\u2019s creditworthiness (the degree to which he or she is considered likely to repay a loan), and are well-versed on the many different types of loans available in today\u2019s market.<\/p>\n<p>If you are considering buying a new home, you can meet with a loan officer to discuss the pros and cons of various loan types. He or she can describe the features of the various loan types so that you can determine which type of mortgage best meets your specific needs.<\/p>\n<p>Once you have decided to apply for a home loan, your loan officer can let you know what <a href=\"https:\/\/www.richmondamerican.com\/blog\/a-mortgage-loan-checklist-paperwork-to-prepare\/\" target=\"_blank\" rel=\"noopener noreferrer\">mortgage paperwork<\/a> you\u2019ll need to gather, accept your application, maintain communication with your builder to enable a smooth closing and help you lock in an interest rate.<\/p>\n<p><em>Ready to get started? Visit <\/em><a href=\"http:\/\/www.homeamericanmortgage.com\" target=\"_blank\" rel=\"noopener noreferrer\"><em>HomeAmericanMortgage.com<\/em><\/a>\u00a0or call <em>866.400.7126<\/em> <em>to speak with a loan officer from our affiliate company, HomeAmerican Mortgage Corporation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Loan officers work to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye. A lender\u2019s loan officers assist borrowers through the mortgage lending process. They are skilled at evaluating a homebuyer\u2019s creditworthiness (the degree to which he or she is considered likely to repay a loan), [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7939,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","cybocfi_hide_featured_image":"","footnotes":""},"categories":[4],"tags":[380],"featured_image_src":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg","author_info":{"display_name":"rahblogadmin","author_link":"https:\/\/www.richmondamerican.com\/blog\/author\/rahblogadmin\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>What Unexpected Assistance Can a Loan Officer Provide?<\/title>\r\n<meta name=\"description\" content=\"A loan officer works to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"What Unexpected Assistance Can a Loan Officer Provide?\" \/>\r\n<meta property=\"og:description\" content=\"A loan officer works to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Richmond American Homes Blog\" \/>\r\n<meta property=\"article:published_time\" content=\"2017-04-18T20:08:57+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2024-01-04T23:00:16+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"650\" \/>\r\n\t<meta property=\"og:image:height\" content=\"440\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"rahblogadmin\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"rahblogadmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/\",\"name\":\"What Unexpected Assistance Can a Loan Officer Provide?\",\"isPartOf\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg\",\"datePublished\":\"2017-04-18T20:08:57+00:00\",\"dateModified\":\"2024-01-04T23:00:16+00:00\",\"author\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/ac7090dbdce461390f3592d2191adfd8\"},\"description\":\"A loan officer works to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#primaryimage\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg\",\"contentUrl\":\"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg\",\"width\":650,\"height\":440,\"caption\":\"Couple meeting with loan officer\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.richmondamerican.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Can a Loan Officer Do for You?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#website\",\"url\":\"https:\/\/www.richmondamerican.com\/blog\/\",\"name\":\"Richmond American Homes Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.richmondamerican.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/ac7090dbdce461390f3592d2191adfd8\",\"name\":\"rahblogadmin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/625196274d1a8f127802d0e43cdb59ba?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/625196274d1a8f127802d0e43cdb59ba?s=96&d=mm&r=g\",\"caption\":\"rahblogadmin\"},\"url\":\"https:\/\/www.richmondamerican.com\/blog\/author\/rahblogadmin\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Unexpected Assistance Can a Loan Officer Provide?","description":"A loan officer works to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/","og_locale":"en_US","og_type":"article","og_title":"What Unexpected Assistance Can a Loan Officer Provide?","og_description":"A loan officer works to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye.","og_url":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/","og_site_name":"Richmond American Homes Blog","article_published_time":"2017-04-18T20:08:57+00:00","article_modified_time":"2024-01-04T23:00:16+00:00","og_image":[{"width":650,"height":440,"url":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg","type":"image\/jpeg"}],"author":"rahblogadmin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"rahblogadmin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/","url":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/","name":"What Unexpected Assistance Can a Loan Officer Provide?","isPartOf":{"@id":"https:\/\/www.richmondamerican.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#primaryimage"},"image":{"@id":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#primaryimage"},"thumbnailUrl":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg","datePublished":"2017-04-18T20:08:57+00:00","dateModified":"2024-01-04T23:00:16+00:00","author":{"@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/ac7090dbdce461390f3592d2191adfd8"},"description":"A loan officer works to help prospective borrowers obtain home loans (a.k.a. mortgages). But there\u2019s more to the position than meets the eye.","breadcrumb":{"@id":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#primaryimage","url":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg","contentUrl":"https:\/\/www.richmondamerican.com\/blog\/wp-content\/uploads\/2017\/04\/iStock-545634562-crop.jpg","width":650,"height":440,"caption":"Couple meeting with loan officer"},{"@type":"BreadcrumbList","@id":"https:\/\/www.richmondamerican.com\/blog\/what-can-a-loan-officer-do-for-you\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.richmondamerican.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What Can a Loan Officer Do for You?"}]},{"@type":"WebSite","@id":"https:\/\/www.richmondamerican.com\/blog\/#website","url":"https:\/\/www.richmondamerican.com\/blog\/","name":"Richmond American Homes Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.richmondamerican.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/ac7090dbdce461390f3592d2191adfd8","name":"rahblogadmin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.richmondamerican.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/625196274d1a8f127802d0e43cdb59ba?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/625196274d1a8f127802d0e43cdb59ba?s=96&d=mm&r=g","caption":"rahblogadmin"},"url":"https:\/\/www.richmondamerican.com\/blog\/author\/rahblogadmin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/7924"}],"collection":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/comments?post=7924"}],"version-history":[{"count":1,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/7924\/revisions"}],"predecessor-version":[{"id":26934,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/posts\/7924\/revisions\/26934"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/media\/7939"}],"wp:attachment":[{"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/media?parent=7924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/categories?post=7924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.richmondamerican.com\/blog\/wp-json\/wp\/v2\/tags?post=7924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}