Limited-time offer: Closing cost assistance

National Savings Event

This month, we'll chip in $2,500 (or more!) toward closing costs when you finance through HomeAmerican Mortgage Corporation.* Sign up for your certificate and bring it to a Sales Center to find out how much you'll save.    

Plus, enjoy special financing on homes that close by 7/31.**
Compare it to the standard rate!

Example: 30-year, fixed-rate conventional loan with a 5% down payment 
Financing provided by HomeAmerican Mortgage Corporation***

740 FICO® Score Standard rate^ Special financing^^
Sales price $350,000.00 $350,000.00
Down payment $17,500.00 $17,500.00
Principal loan amount $332,500.00 $332,500.00
Interest rate 4.750% 3.750%
Annual Percentage Rate (APR) 5.349% 4.333%
Number of monthly payments 360 360
Monthly principal & interest $1,734.48 $1,539.86

Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment. Actual payment will be higher.


Contact a loan officer at 866.400.7126 to find out how you can take advantage of this special offer. Hurry! Funds are limited.


Moving later? Ask about an extended rate lock.

HMC logo

* For new buyers on new contracts signed between June 1 and June 30, 2019, Richmond American will pay $2,500 toward buyer's actual closing costs when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Additional incentives may be available and vary by community. Closing cost assistance and other incentives, when combined, may not exceed 3% of the base price of the home. Closing costs assistance is subject to legal and loan program requirements and limitations. Buyer must pay all prepaids. Home must close in a timely manner, as determined by Richmond American. Actual amount cannot exceed buyer's actual closing costs. Visit a Sales Center for community-specific details and limitations.

** Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.

*** Financing is provided by HomeAmerican Mortgage Corporation. HomeAmerican Mortgage Corporation’s offices are located at 5775 DTC Boulevard, Suite 300S, Greenwood Village, CO 80111 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker License #0009265. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, 7770 S. Dean Martin Drive, Suite 308, Las Vegas, NV 89139, 702.638.4450, License #67. Oregon License # ML-5694.

^ Financing is provided by HomeAmerican Mortgage Corporation. See licensing information above. Example is based on a sales price of $350,000 and a 30-year conventional fixed-rate loan with an interest rate of 4.750% and a 5% down payment. The total loan amount is $332,500. Monthly principal and interest payment = $1,734.48. APR = 5.349%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 95% loan-to-value ratio, Fannie Mae maximum loan limits, qualification using full documentation and a minimum FICO score of 740. Interest rate is not guaranteed and is subject to change without notice.

^^ Loan promotions are valid for new buyers on new contracts on select quick move-in homes which contract on or after May 23, 2019, and close by July 31, 2019, when financing is provided by HomeAmerican Mortgage Corporation. See licensing information above. Example is based on a sales price of $350,000 and a 30-year fixed-rate conventional loan with an interest rate of 3.750% and a 5% down payment. The total loan amount is $332,500. Monthly principal and interest payment = $1,539.86. APR = 4.333%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Promotion is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, maximum 95% loan-to-value ratio, Fannie Mae maximum loan limits, qualification using full documentation and a minimum FICO score of 740. Interest rate is not guaranteed and is subject to change without notice. Funds at this interest rate are limited and available on a first-come, first-served basis.

The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.

©2019 Richmond American Homes; Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612; Richmond American Homes of Maryland, Inc., California Bureau of Real Estate – Real Estate Broker, Corporation License Number 01842595; Richmond American Homes of Colorado, Inc.; Richmond American Homes of Florida, LP, CGC1519936, CBC1257429; Richmond American Homes of Maryland, Inc., MHBR #299; Richmond American Homes of Nevada, Inc., Nevada Contractor License #0026417; Richmond American Homes of Oregon, Inc., CCB #: 218193; Richmond American Homes of Utah, Inc. (866.400.4131); Richmond American Homes of Virginia, Inc.; Richmond American Homes of Washington, Inc.