Kick the Renting Habit

Invest in your future in Phoenix for less than you think!

Kick the renting habit
Based on the Azure plan at Seasons at Palo Brea! Payments start as low as $990/month*

(30-year, fixed-rate FHA loan from HomeAmerican Mortgage Corporation)

Estimated monthly principal and interest payment. Taxes, hazard insurance premiums and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher.

Has renting become a habit for you? Are you just stuck in your comfort zone? It may be time to move on...and into a brand new home! Why is Richmond American the builder to help you achieve the American Dream?

Benefits of buying instead of renting
  1. No surprise rent payment hikes
  2. The chance to build equity (not your landlord's!)
  3. Potential tax benefits
  4. The ability to decorate on your terms
  5. The most important reason...YOU
Why choose Richmond American

We understand that homeownership is a big step, but we're experienced and ready to walk you through the process. See what sets us apart:

Personalized homes
Richmond American offers more ways to personalize your home—no matter the price point. You can stop renting without sacrificing on style. No cookie-cutter homes! Do you have your heart set on a certain flooring/cabinet/backsplash option? We'll work with your taste and budget. Learn more here.

Seasons™ Collection
Our Seasons Collection is specially designed to offer a variety of popular features—all at an amazing price point. When buying is more affordable, the decision to kick the renting habit is easy! Find out more.

Robert plan - Twelve Oaks Estates
Sign up for our move-in package for Seasons™ Collection homes: Including washer/dryer/refrigerator**
+ a reduced earnest money deposit—just $500!***

When you finance through HomeAmerican Mortgage Corporation

*Financing is provided by HomeAmerican Mortgage Corporation. See licensing information below. Estimated payment is based on a sales price of $220,000 and a 30-year FHA fixed-rate loan with an interest rate of 3.625% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $216,015.00. Monthly principal and interest payment = $985.14. APR = 4.695%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 640. Interest rate is not guaranteed and is subject to change without notice.

**Offer is valid for new buyers on new contracts with Richmond American Homes of Arizona, Inc. for Seasons™ Collection homes at select communities, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Buyer must sign a contract by December 31, 2019, and close in a timely manner. Refrigerator, washer and dryer are base models. Promotion value shall not exceed a maximum of $2,900. Promotions must be mentioned at time of contract and are not valid on lot or community transfers, plan changes or in conjunction with any other promotion. Richmond American reserves the right to change or withdraw this promotion at any time without notice. Visit the Sales Center for details and limitations.

***$500 earnest money deposit is required and will be credited to purchaser at closing. Offer is valid for new buyers on new contracts signed by December 31, 2019, for Seasons™ Collection homes, when financing is provided by HomeAmerican Mortgage Corporation. See licensing information below. Home must close in a timely manner, as determined by Richmond American. Offer is available to owner occupants only and is subject to legal requirements and availability. Earnest money deposit must be provided in the form of a check or credit/debit card payment. Cash deposits will not be accepted.

HomeAmerican Mortgage Corporation’s principal offices are located at 5775 DTC Boulevard, Suite 300S, Greenwood Village, CO 80111. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies. Prices, specifications and availability are subject to change without notice.

©2019 Richmond American Homes; Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc., ROC #206612.