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What makes this month a great time to buy?

See how 2017 changes could affect your house hunt!

New Home buying Guide
  1. New homes in the Phoenix area are available for as low as $1,070/month!**
    3.875% (4.97% APR)
    30-year fixed-rate FHA loan from HomeAmerican Mortgage Corporation
    Principal and interest, estimated taxes, hazard insurance and monthly mortgage insurance premiums are all calculated in the above payment.

  2. Rates are on the rise (but still surprisingly low). Ask about an extended rate lock to take advantage of today’s rates.

  3. Loan limits have increased. Your borrowing potential could be thousands of dollars more than you thought. Check FHA, conventional and VA loan limits here.


Ready to get started? Sign up below to download our New Home Buying Basics Guide. It’s filled with tips and tools to help you make your move.

• How to choose a community, homesite and floor plan
• What to expect at the design center
• Closing day do's and don'ts
• And more!

Get your guide here.

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** Financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access Website: http://www.nmlsconsumeraccess.org), 866.400.7126. HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 200, Denver, CO 80237. Arizona Mortgage Banker License #0009265. Estimated monthly payment is based on a sales price of $170,990 and a 30-year FHA fixed-rate loan with an interest rate of 3.875% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $167,892. Monthly payment including principal, interest, taxes, mortgage insurance, and hazard insurance = $1,067.49. APR = 4.97%. Taxes, monthly mortgage insurance premiums, and hazard insurance are estimates in the above monthly payment example and actual payment may be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 680. Interest rate is not guaranteed and is subject to change without notice.

The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.

Prices, specifications, availability, dates and times are subject to change at any time without notice.

Equal Housing Opportunity LogoEqual Housing Opportunity © 2017 Richmond American Homes.