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Buying a Home

What Do New Homes Include?

September 15, 2017
Dayton at Saddle Rock

Buying a new home is an exciting purchase! But do you know what’s included? It’s common for buyers to confuse a to-be-built “new construction home” with a “custom home.” However, there are distinct differences between the two that every informed buyer should know.   What’s included with a new construction home: When you buy a new construction home, you will likely be presented with several floor plan options. The plans aren’t created according to your exact specifications, so you won’t be shopping around for an…

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Financing & Insuring

When to Refinance a Home Loan

September 8, 2017
Couple reviewing refinancing documents

With interest rates at attractive lows, it might seem like a great time to refinance your mortgage loan—a process that involves paying off your current home loan with a new loan, resulting in new principal and interest payments (the P and the I in PITI) that could save you money, among other things. But how do you know if it’s a good time to refinance?   Following are four instances when it might make sense to refinance your home loan: You want a lower interest…

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Life at Home

Pumpkin Recipes You’ll Really Fall For

August 29, 2017

Fall is right around the corner, and you know what that means. It’s time, once again, for crisp breezes, colorful leaves, candy corn and everything pumpkin! We’ve pored over all our favorite food blogs to bring you some truly inspired pumpkin recipes that are sure to become staples this sweater season and beyond. Pumpkin French Toast Bake. Start your day on a sweet, satisfying note with this seasonal baked French toast. Pumpkin butter, pumpkin pie spice and brown sugar unite to infuse this classic breakfast…

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Selling a Home

Online Marketing Techniques to Sell Your Home

August 17, 2017
Couple using a computer

When it comes to marketing your home online, your best bet is probably a seller’s agent with the industry tools, skills and know-how to effectively advertise your home on the multiple listing service (MLS). However, once your MLS listing is out in the world, you might find that broadcasting it with some powerful—and freely available—online tools will help you find the right buyer that much faster. Here are a few resources that could help boost your listing and get your home off the market in…

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Financing & Insuring

What Does Home Insurance Cover?

July 13, 2017

Insurance is a crucial part of being a homeowner. In fact, most mortgage lenders require that buyers carry a homeowner’s insurance policy. While policies may vary, there are certain items and events that are typically covered in many policies. Typically covered: Dwelling Coverage Dwelling coverage includes the actual structure of the home. This means walls, flooring, doors, etc. Other Structures This protects structures not physically attached to your home such as an unattached garage or shed. Personal Liability Homeowner’s insurance covers the physical home, but…

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