Closing costs: a generic term tossed around by mortgage originators, real estate agents and even your neighbor. But what are these fees all about? Read on to learn the basics of closing costs on new construction and resale homes and how they will affect your home purchase.
Looking to buy a new home soon? We’ve created a handy mortgage infographic to help you understand some of the factors that affect your credit score and the ways you can improve your score—an important consideration for any lender reviewing your mortgage application. Your credit score may influence what types of loans you can qualify for and what rate lenders will offer you, so it’s best to make it a priority as soon as possible in your home search.
Black Friday Dos and Don’ts
Black Friday Dos and Don’ts
Love saving money on Black Friday and Cyber Monday? Check out our shopping dos and don’ts! If you’re in the market for a new home, these tips could save you more money on your future mortgage than any retail doorbuster, discount or early-bird special ever could.
How to Shop for Homeowners Insurance
How to Shop for Homeowners Insurance
Purchasing home insurance makes good sense, and not just because it’s often a condition for home loan approval. It’s also a good idea for peace of mind. You definitely don’t want to find yourself wishing you’d purchased the right insurance after something unexpected happens. So, if you’re in the market for a new home, check out the following tips about how to shop for homeowners insurance that can help cover what your home may need.
When you’re ready to buy a home, one of the most important decisions to make is whether you want to buy a new home vs. resale. While buying a resale home may seem appealing, it is important to consider the possibility that you may end up paying a higher homeowners insurance premium based on the home’s history, construction and more. Read on to discover some of the potential hidden costs associated with older, foreclosed or distressed homes.
Excerpt (up to 80ish words): Whether you’re buying a box of donuts or a set of jerseys for your softball team, you’d expect a discount for buying in bulk, wouldn’t you? Well, the same principle applies to insurance policies. Read on to learn about how bundling home and auto insurance can save you money.