Wondering if now is the right time to make a move? Today’s mortgage interest rates are very attractive, and we’ve detailed three ways in which you can leverage them to buy the home of your dreams. Read more.
The prospect of purchasing your dream home is a thrilling one, but before you commit to a price, ask yourself this crucial question: “How much mortgage can I afford?” It can be tempting to take the biggest loan you can get, but leaving out budget considerations can lead the way to steep monthly payments that keep you up at night. Here’s six ways to evaluate your financial situation and purchasing power, setting the stage for a smooth, successful homebuying process.
Before you get too caught up in the excitement of researching neighborhoods, pinning down your wish list and clicking your way through your local MLS site, you might want to consider taking this simple, time-saving, disappointment-preventing step: pre-qualifying for a mortgage. In this article, we outline all the benefits of this important step.
Homeowners insurance is a key part of owning a home. Be sure your policy covers any special items you may not have considered. Read on for examples, including jewelry, fine arts, furs and more. We’ve also included tips for care and storage of valuable items.
Black Friday and Cyber Monday deals may be calling your name, but if you’re in the market for a new home, you’ll want to keep two objectives firmly in focus: protecting your credit and spending sensibly. Here are some dos and don’ts to help keep you on track. Keep your cash reserves healthy. Having cash on hand is a good idea at any stage of your home search. It’s a buffer that can save you from late payment dings on your credit report. It’s the…