Afraid you’ve missed the best rates? Good news: They’re still great! See how this year’s mortgage trends stack up against historical averages.

The takeaway: Rates may fluctuate from week to week, but in general, it’s a great time to buy a new home. Concentrating on factors you can control (your savings, your credit score, your employment record) may help more than waiting for a lower rate.

Contact a loan officer at HomeAmerican Mortgage Corporation for more information about financing options and loan offers: 866.400.7126.

Rates are based on the average rates per year based on Freddie Mac rate reporting of conforming conventional loans (http://www.freddiemac.com/pmms/pmms30.html). Mortgage rate information is for general informational purposes only and Richmond American Homes makes no representations as to the accuracy or completeness of this information.