Life at Home

Spring Cleaning: Tackle the Garage

March 24, 2017
Garage tools on wall hanger

Spring is a popular time for cleaning drawers, closets and shelves. Expanding spring cleaning to include the garage is simple with these tips. Purge. Giving away possessions can be difficult. Luckily, items stored in the garage generally have less sentimental value than objects in the rest of the home. It can be helpful to decide if items are not in use because they are no longer needed or if they need to be stored in a more accessible manner. Organize. Home improvement tools are often…

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Buying a Home

Design Center Success: How to Go Home Happy

March 22, 2017
Couple choosing colors at design center

The most exciting part of building a new home is the freedom you have to personalize it. But how do you get from bare drywall to home at first sight? A lot will hinge on the options your homebuilder offers and the design assistance they provide. Some builders offer only a handful of stock cabinet, countertop and flooring options. Others, like Richmond American, allow you to select even the smallest details—from the backsplash tile to the knob on your front door—with the help of a…

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Local Stories

5 FAQs on Home in Five

March 21, 2017
Home in Five: Smiling couple in front of moving boxes

Saving up for a down payment on a new home in Maricopa County? This homebuyer assistance program, now available through HomeAmerican Mortgage Corporation, may give you the boost you need to move up your moving day! What’s Home in Five? It’s a grant from the Phoenix and Maricopa industrial development authorities (IDA) that may be used toward a down payment and/or closing costs on a qualified home purchase. Typical program participants receive 2.5 to 3.5% of the total mortgage amount; members of the military, first…

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Financing & Insuring

Lock in Today’s Mortgage Rate until 2018

March 20, 2017
Dayton at Saddle Rock

Planning to buy a home this year? If you’ve been keeping a nervous eye on news from the Federal Reserve, wondering if you’re missing out on your best mortgage rate because you’re not ready to close, an extended rate lock might be just the thing you need to move forward with confidence. What is an extended rate lock? A buyer typically has sixty days to close a loan after locking in a mortgage rate. With an extended rate lock by HomeAmerican Mortgage Corporation, you can…

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Buying a Home, Selling a Home

What is a Seller’s Market in Real Estate?

March 14, 2017
Couple with a Realtor

In real estate, a “seller’s market” occurs when the demand for housing exceeds the supply. This often results in multiple buyers competing for a single home. Cue the bidding wars… A seller’s market is obviously an ideal time to sell your home—especially if you have built up a lot of equity. But is it the right time to buy a home? Imagine falling in love with a house and then having to submit a more attractive offer than 10 or even 20 competing buyers (and…

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