Homebuyers often think of buying new construction as a mysterious process. And as with many things, the unknown can make people nervous. But fear not! Buying a new construction home can be different than buying a resale one, but we’re here to get you up to speed on the differences—and similarities. New vs. resale: Financing With a resale home, prequalifying can help you determine your budget and may help the loan process go more smoothly when you move forward with a purchase. Buying a new…
Showcasing an incredible mix of natural beauty and exciting attractions, Beaverton, Oregon, is a fantastic place to call home. With a population of 90,000, Beaverton is home to everything from wineries and international restaurants to Nike’s global headquarters. Living in Beaverton, Oregon, is the best kind of adventure—keep reading to find out why! Outdoor activities Beaverton has a network of more than 30 miles of hiking trails, 25 miles of bike paths and 100 parks—the city prides itself on having a park within a half…
Want to score extra points with friends and family on game day? We’re here to help! Add any of these delicious dips to your starting lineup; then sit back and wait for the crowd to go wild: 7-Layer Bean Dip. Football and bean dip go hand-in-hand, and this easy-to-follow recipe boasts seven layers of fabulous flavor. You can even prepare it ahead of time! Light Queso Dip. Watching the big game and your waistline? This healthier take on classic beef queso is so tasty, your…
When we reached out to Wendy for this interview, she was in the middle of an important task: baking cookies for the Richmond American employees who helped make her dream home a reality! Wendy was ready to live in a home with a main-floor master suite and comfortable spaces to gather with her three children—ages 17, 19 and 22—when she discovered Peakview Village in Centennial, Colorado. As a big fan of the relaxing patio her previous home offered, the Garrison floor plan’s inviting covered patio…
An acceptable credit score is one of the keys to getting your home loan application approved. Mortgage lenders have historically used FICO® scores—derived from data collected by one or more of the three major credit bureaus—as a major factor in determining whether you qualify for a mortgage. Different mortgage lenders can approve or deny loans based on their own risk tolerance, but anything below a “good” range may significantly decrease your odds of loan approval—and of a favorable interest rate if you are approved. So, what…
