26

Jul
2016
Posted in:
For buyers

A Guide to Our Free Homebuyer Guides

Image of several guides for homebuyers

At Richmond American, we love helping new homebuyers attain the dream of homeownership. And with nearly 40 years in the industry, we’ve learned a thing or two about the process! Perhaps you’re just beginning your house hunt, or maybe you’ve already decided on a floor plan and community. Regardless of your stage in the homebuying …

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19

Apr
2016
Posted in:
For buyers

The Benefits of Pre-qualifying for a Mortgage

buying a house

If you’re about to begin your new home search, you may want to consider getting pre-qualified—or even pre-approved—for a home loan. Although pre-qualification isn’t a mandatory step on your journey to homeownership, it does offer several benefits. Following are just a few advantages of pre-qualifying for a mortgage before you begin your house hunt.   …

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26

Jan
2016
Posted in:
For buyers

The Facts on Closing Costs

Couple reviewing closing documents

Closing costs: a generic term tossed around by mortgage originators, real estate agents and even your neighbor. But what are these fees all about? Read on to learn the basics of closing costs and how they will affect your home purchase. What are closing costs? Closing costs, or settlement costs, are one-time expenses charged in …

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06

Oct
2015
Posted in:
For buyers

Quiz: Which Floor Plan Are You?

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Thinking about buying a new home? Check out the following descriptions and choose the best fit for you! You prefer two—or even three—floors of living space and don’t mind shared walls. After all, new neighbors are just friends you haven’t met yet! You don’t need a ton of bedrooms (4 or fewer will suffice!), and …

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