Browsing Tag

first-time buyers

Buying a Home

The Facts on Closing Costs

February 26, 2017

Closing costs: a generic term tossed around by mortgage originators, real estate agents and even your neighbor. But what are these fees all about? Read on to learn the basics of closing costs and how they will affect your home purchase. What are closing costs? Closing costs, or settlement costs, are one-time expenses charged in connection with the origination of your loan. They cover additional costs like loan origination fees, loan discount points, appraisal fees, title search fees, title insurance premiums, survey fees, transfer taxes,…

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Local Stories

A Closer Look at Aurora, Colorado’s Fastest-Growing Community

February 24, 2017
Copperleaf Entrance

Colorado homebuyers looking for an amenity-rich community south of Denver are often drawn to Copperleaf in Aurora. Today’s guest blog comes from the Copperleaf masterplan and speaks to all the advantages of buying at this extraordinary location. Enjoy! At Copperleaf, one of Aurora’s fastest growing new home communities, there is  an abundance of resources to nurture and enrich just about every aspect of your life…from spacious, high-quality homes, to exceptional Cherry Creek Schools and diverse community amenities, to a vast network of unique parks, trails…

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Buying a Home

What Does a Homebuilder Do?

February 16, 2017
Couple with Real Estate Agent

As you might have guessed, there’s much more to homebuilding than foundation and framing. If you’re thinking of purchasing a new home, read on for what you might expect from different builders. Floor Plan Selections: Homebuilders often have architectural teams that design their own floor plans (including us!), offering a variety of single- and multi-story layouts to choose from. Floor plans also vary widely in structural features, such as different bed and bathroom counts and add-on options like covered patios and finished basements. To learn…

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Buying a Home, Financing & Insuring

5 Signs You’re Ready to Buy a New Home Now

November 8, 2016
Couple holding keys to new home

Think you may be ready to write your last rent check or upgrade to that larger home you’ve had your eye on? Following are five signs that could indicate that now is the right time for you to buy a new home.   You have good credit. Your credit score can affect your ability to get approved for a mortgage and impact your interest rate. Generally, the higher the score, the better the rate. So, if you want to qualify for lower monthly payments, it’s…

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Buying a Home

A Guide to Our Free Homebuyer Guides

July 26, 2016
Image of several guides for homebuyers

At Richmond American, we love helping new homebuyers attain the dream of homeownership. And with nearly 40 years in the industry, we’ve learned a thing or two about the process! Perhaps you’re just beginning your house hunt, or maybe you’ve already decided on a floor plan and community. Regardless of your stage in the homebuying process, we have compiled worksheets, tools and checklists to assist you along the way. Check out (and download!) our series of FREE guides, designed to help homebuyers stay organized, informed…

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