As a homebuilder, we hear the “one-and-done” sentiment all the time. Many homebuyers want to “get it right” the first time they purchase a home so they can be settled for the long haul. Why not save and keep renting until you can afford exactly what you want? While a no-compromise stance sounds good in theory, it may actually be a roadblock to your dream home. You may find better results by viewing your first home as a stepping stone, not the end goal. Making…
Natural wonders, ample activities and stunning scenery make Lacey, Washington, a dream come true for adventure lovers. Nestled in the shadow of Mt. Rainier at the southern tip of Puget Sound, Lacey is not only a beautiful place to visit—it’s a fantastic place to live! The great outdoors Hiking, biking and much more await in Lacey. Explore the 3,700-acre Nisqually National Wildlife Refuge, which offers sparkling lakes, lush forests and virtually endless opportunities for outdoor experiences. The city also encompasses five freshwater lakes including Long…
Congratulations! You’re under contract for a new home. There’s just one problem: your current home hasn’t sold—and closing day is coming up fast. What to do? Here are a few options to consider when you’ve purchased a home but still haven’t sold your old home. Take out a bridge loan (or swing loan) Ask your mortgage lender about whether your old home has enough equity to qualify for a bridge loan, short-term financing intended to help you bridge the gap from one house to…
Zero money down.* Limited closing costs. No monthly mortgage insurance premiums. Borrower’s choice of a fixed-rate or adjustable-rate mortgage. Sounds nice, right? They’re all potential perks of financing your home with a VA loan, but you have to belong to a very particular subset of homebuyers in order to qualify for one. To assess your eligibility, see if any of the following criteria describes you. ☐ Active member of the military ☐ Military veteran ☐ Served in the Selected Reserves or National Guard for at…
Saving for a down payment on a new home might feel daunting, but small daily changes can make a big difference when it comes to setting aside money for a large purchase. We rounded up seven strategies that make it simple to streamline your spending and save up for your dream home—and it’s a lot easier than you think! Shop smart It’s tempting to toss anything that looks good into your grocery cart, but the price of all those products adds up quickly. Instead, plan…
