Tag: choosing a lender

  • Meet Our Affiliated Lender and Insurance Companies

    Buying a home can be one of the most important purchases in your lifetime, which is why it’s crucial to have the right resources by your side every step of the way—from finding the home to insuring it. At Richmond American, we work closely with our affiliated lender and insurance companies to offer a streamlined experience for our buyers from start to finish. This “one-stop shop” option includes HomeAmerican Mortgage Corporation, American Home Insurance Agency and American Home Title and Escrow Company.

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  • How to Shop for a Mortgage Without Hurting Your Credit (Much)

    Wondering how to shop for a mortgage without hurting your credit? It’s a valid concern, but don’t worry. From narrowing down your lending options to paying down your credit cards, we’ve rounded up some tips to help you protect your credit score while scoring the home of your dreams! Read more.

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  • 5 Questions to Ask When You’re Choosing a Mortgage Lender

    Before you’re handed the keys to your dream home, you’ll have to pick a mortgage lender to help with your homebuying journey. But how do you find the right one? Here are five key questions that can help you narrow down your lender options and choose the one that makes your homebuying process as smooth […]

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  • Lock in a Mortgage Rate Through Late 2020

    Planning to buy a home this year? If you’ve been keeping a nervous eye on news from the Federal Reserve, wondering if you’re missing out on your best mortgage rate because you’re not ready to close, an extended rate lock might be just the thing you need to move forward with confidence. What is an […]

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  • Choosing a Mortgage Lender

    Aside from finding a good real estate agent, choosing a mortgage lender is a key step before actively hitting the market in search of a new home—unless you’re paying all cash, that is. Equipped with a mortgage loan preapproval, you’ll have a much better chance of a streamlined experience when you contract on a home. […]

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  • What Can a Loan Officer Do for You?

    Loan officers work to help prospective borrowers obtain home loans (a.k.a. mortgages). But there’s more to the position than meets the eye. A lender’s loan officers assist borrowers through the mortgage lending process. They are skilled at evaluating a homebuyer’s creditworthiness (the degree to which he or she is considered likely to repay a loan), […]

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