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homebuying basics

Buying a Home

Pre-House Hunting Checklist

January 16, 2018

You’re excited to start your  house hunt, and we don’t blame you! But before you hop into your car and head to the nearest new home community, it’s a good idea to lay the groundwork for a successful search.     Contact one of our New Home Specialists at 888.500.7060 or visit RichmondAmerican.com to get started today!      

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Buying a Home

4 Reasons to Buy a New Home in 2018

January 2, 2018

  The power of choice From your burrito to your phone case, it’s hard to imagine not having a range of choices and styles in 2018. How much more should that apply to an important purchase like your home? If you’ve been browsing Pinterest or Houzz, you may already know the type of finishes you love. The good news: There are more choices in every price range than ever before. For example, if you love Carrera marble, but not its price tag, there’s a porcelain…

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Financing & Insuring

What Credit Score Do I Need for a Mortgage?

December 8, 2017

Wondering what credit score you need to qualify for a mortgage? You’d be wise to ask. Your credit score (also known as a FICO® score) is one of the most important elements of qualifying for a home loan—and helps lenders determine your interest rate in the event you do qualify. While there isn’t a strict credit score standard that applies to all lenders—who have varying  requirements for loan origination—there are baseline standards if you’re applying for an FHA loan backed by the US government. To…

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Buying a Home

Which Homebuilder is the Best?

November 29, 2017

Just starting your new home search? Well, you may soon realize that not all homebuilders are created equal. Don’t assume every builder offers the same standard home features and options. Instead, do a little house-hunting homework. Here are some questions to keep in mind when comparing various homebuilders: How long have you been in business? Do you offer a variety of floor plans? Are there furnished models I can tour to get a better feel for your product? Will you allow me to personalize my…

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Buying a Home

Infographic: What Homebuyers Need at the Closing Table

November 13, 2017

Whether you’re a first-time homebuyer or a repeat buyer who’s a little fuzzy on closing-day details, this infographic could help you prepare for a smoother experience at the closing table. These tips (and more) are included in our Ultimate Moving Pack, a free resource that you can download here.      

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