16

Feb
2017
Posted in:
For buyers

What Does a Homebuilder Do?

Couple with Real Estate Agent

As you might have guessed, there’s much more to homebuilding than foundation and framing. If you’re thinking of purchasing a new home, read on for what you might expect from different builders. Floor Plan Selections: Homebuilders often have architectural teams that design their own floor plans (including us!), offering a variety of single- and multi-story …

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13

Feb
2017
Posted in:
For buyers

4 Signs You’re Ready for Your Next Home

Happy couple packing boxes

On the fence about buying a new home this year? Following are four signs you’re ready to make a move—and soon! Your home requires major renovations. Current living space simply not working for you? A brand-new home may be a better option than costly, time-consuming renovations. Plus, do you really want to live amidst the …

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03

Jan
2017
Posted in:
Home loans

New Home Loan Limits For 2017

New 2017 Home Loan Limits

Wondering about financing a new home in 2017? Good news! Home loan limits have increased in the new year for several areas across the country. That means more homes may qualify for a greater variety of loans—potentially offering you more ways to finance your dream home! While not all areas experienced increases, it’s certainly worth checking …

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22

Nov
2016
Posted in:
For buyers

Home Gallery Product Sneak Peek

Couple at Home Gallery design center

We recently told you what to expect at our new home design centers, and now we’re taking you deeper with a sampling of specific products from national vendors—available wherever you buy a new Richmond American home! Keep in mind that some Home Gallery selections, like cabinets, are locally sourced and vary depending on region. Be …

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18

Nov
2016
Posted in:
Home loans

What is a PITI Payment?

Two-story Citrine model home

Buying your first home? Be prepared to learn a list of delightful new acronyms—APR, PMI, FICO, FHA, LTV and DTI, just to name a few. When it comes to establishing your home buying budget, PITI is the first term you should tackle. What is PITI? PITI stands for Principal, Interest, Taxes and Insurance, and calculating …

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