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homebuying basics

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Financing & Insuring

Happy National Insurance Awareness Day!

June 28, 2019

With so much going on in life, it can be easy to overlook your insurance policies. National Insurance Awareness Day is celebrated annually on June 28, to serve as a reminder to take stock of your current insurance coverage and make any necessary adjustments. From auto and life insurance to homeowner’s Insurance and more, these policies help safeguard you and your property against loss, damage and theft. Comprehensive coverage provides peace of mind—there’s comfort in knowing you and your loved ones are prepared for whatever…

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Buying a Home

5 Things to Do Before You Contract on a New Home

June 4, 2019

We recommend having a checklist of things to research and do in the days and weeks leading up to your home purchase. A few simple steps can help you feel prepared, well-informed and ready to sign that contract with confidence. 1.   Scope out neighborhoods If you’re moving within the same area of town, researching the neighborhood may not be a necessity. But if you’re relocating between states or even across town, this is a must! When you purchase a home, you’re also buying into the…

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Buying a Home

Benefits of Buying a Quick Move-in Home

March 30, 2019

If you’re a first-time homebuyer or your previous home purchases were resale homes, you may not understand the timelines involved with purchasing a brand new home. No worries! We’re here to give you the scoop on what to expect and answer the frequently asked question: What is a quick move-in home? Build or move now? You decide. When buyers choose to build from the ground up, they typically have more opportunities to personalize the home. At Richmond American, buyers can select a floor plan and…

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Buying a Home

Top Features to Look for in a New Home Now

March 7, 2019

Spring is coming and that means more people are on the move! If house hunting is on the docket for you in 2019, this is the place to be. While you’re sure to notice the number of bedrooms and the curb appeal of any home, you may find yourself thinking back on your tours with unanswered questions. It’s not uncommon to ask yourself later “Did that home have a linen closet?” or “Was there a spot for a BBQ grill?” Walking away with questions is…

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Buying a Home

The House Hunting Experience: New vs. Resale

February 5, 2019

Homebuyers often think of buying new construction as a mysterious process. And as with many things, the unknown can make people nervous. But fear not! Buying a new construction home can be different than buying a resale one, but we’re here to get you up to speed on the differences—and similarities. New vs. resale: Financing With a resale home, prequalifying can help you determine your budget and may help the loan process go more smoothly when you move forward with a purchase. Buying a new…

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