Tag: homebuying basics
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Non-Financial Benefits of Home Ownership
Read more: Non-Financial Benefits of Home OwnershipTax credits and potential equity are certainly great incentives for buying real estate, but there are also significant emotional benefits of home ownership. Keep reading for four non-financial reasons to buy a new home.
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How Much are Closing Costs (and Who Pays Them)?
Read more: How Much are Closing Costs (and Who Pays Them)?Closing costs: a generic term tossed around by mortgage originators, real estate agents and even your neighbor. But what are these fees all about? How much do they normally cost, why do they matter and who pays them? Read on to learn the basics of closing costs for new-construction and resale homes and how they…
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A Guide to Our Free Homebuyer Guides
Read more: A Guide to Our Free Homebuyer GuidesAt Richmond American, we love helping new homebuyers attain the dream of homeownership. And with over 45 years in the industry, we’ve learned a thing or two about the process!
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Infographic: What Homebuyers Need on Closing Day
Read more: Infographic: What Homebuyers Need on Closing DayWhether you’re a first-time homebuyer or a repeat buyer who’s a little fuzzy on closing day details, this infographic could help you prepare for a smoother experience when the big day arrives.
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Factors that Affect the Cost of Homeowners Insurance
Read more: Factors that Affect the Cost of Homeowners InsuranceWhile it might not be the most fun part of buying a new home, securing a proper insurance policy for your investment will go a long way toward providing peace of mind and helping you to enjoy the parts of homeownership that are fun. Let’s explore some of the factors that may impact the cost…
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Benefits of Buying a Quick Move-in Home
Read more: Benefits of Buying a Quick Move-in HomeWhat is a quick move-in home? A brand new home you can move into sooner! We break down the timeline and benefits of choosing to purchase a new home that is already under construction or near completion.
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How to Choose Financing Options: A Mortgage Infographic
Read more: How to Choose Financing Options: A Mortgage InfographicBuying a home soon? Be sure to weigh your mortgage options! There are multiple loan types to choose from and it’s important to select one that fits your needs and situation. While your loan officer will be your best resource for this decision, this infographic and article can act as a simplified explanation of the…
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What To Put On Your House Hunting Checklist
Read more: What To Put On Your House Hunting ChecklistBuying a home may be one of the most important decisions of your life and wondering how to start your search may feel a bit daunting. That’s why creating a house hunting checklist with everyone you plan to live with is a terrific first step in the homebuying process. Doing so will enable you to…
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Online Shopping Tips for Finding Your Dream Home
Read more: Online Shopping Tips for Finding Your Dream HomeThere was a time when buyers doing a real estate search turned to the newspaper to find their next home. No longer. With sites such as NewHomeSource.com, Zillow.com and Trulia.com, cyber shopping is the new norm in real estate. When it’s your turn to “move on,” we hope you follow these quick tips for finding…
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Ready to Shop Policies? Use Our Home Insurance Checklist
Read more: Ready to Shop Policies? Use Our Home Insurance ChecklistYou’ve found your dream home—now it’s time to insure it! Selecting the right home insurance policy is important not only because it may be a condition of your home loan, but also because it can offer you and your family greater peace of mind. If the unexpected happens, homeowners insurance can provide coverage for losses…
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How to Find Your Dream Home in 10 Days
Read more: How to Find Your Dream Home in 10 DaysYou’ve probably heard of the movie, How to Lose a Guy in 10 Days. Watching that film had us thinking…what else can be done in a 10-day time period? How about finding your next home? It’s possible! We’ve broken down the process day by day to show you how. Day 1: Budget Wake up,…
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What to Expect When Buying a New Home
Read more: What to Expect When Buying a New HomeBuying a new home can be one of life’s most rewarding experiences, but can also be a time filled with questions. From touring model homes to moving in and getting settled, make sure you choose a builder willing to provide personal care every step of the way. It’s important that you walk away with both…