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homebuying basics

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Buying a Home

Ways to Jumpstart Your House Hunt Online

March 27, 2020
Couple with computer

Good news (and we could all use some right about now)! Not everyone can make it out to a sales center at the moment, but that doesn’t mean you have to put your home search on hold. Regardless of current circumstances, you can ramp up your house hunt right now, from the comfort of your couch. And when the dust settles, you’ll be that much closer to closing on your dream home. We’ve mapped out three ways to jumpstart your house hunt online. All pajama…

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Financing & Insuring

What Credit Score Do I Need for a Mortgage?

March 22, 2020
Get an idea of what credit score you'll need for a mortgage.

Wondering what credit score you need to qualify for a mortgage? You’d be wise to ask. Your credit score (also known as a FICO® score) is one of the most important elements of qualifying for a home loan—and helps lenders determine your interest rate in the event you do qualify. While there isn’t a strict credit score standard that applies to all lenders—who have varying  requirements for loan origination—there are baseline standards if you’re applying for an FHA loan backed by the US government. To…

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Buying a Home

Infographic: What Homebuyers Need at the Closing Table

March 8, 2020

Whether you’re a first-time homebuyer or a repeat buyer who’s a little fuzzy on closing-day details, this infographic could help you prepare for a smoother experience at the closing table. These tips (and more) are included in our Ultimate Moving Pack, a free resource that you can download here. NOTE: Curbside or other limited-contact closing options may be available to address health concerns. Ask your sales associate or loan officer for more information.

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Local Stories

Northern California Homebuyers Have More Choices in 2020

February 6, 2020

Looking for a new home in Northern California this year? It can be difficult to find a community that offers the floor plan you want, the convenience you need and the amenities you enjoy. But we have you covered! In 2020, Richmond American Homes will be opening 11 new communities in Sacramento and the Bay Area, giving you more opportunities to find the home of your dreams in a location you love. These new neighborhoods will offer a variety of floor plans with hundreds of…

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