Buying a Home

Thank You for Helping Us Build 200,000 New Homes!

October 1, 2018

In 1977, we built our first single-family home in Denver, Colorado. Today, we’re excited to announce that we recently completed our 200,000th new home! No cookie-cutter homes here! A lot has changed over the decades (we’ve expanded to 10 states!), but one thing remains consistent: Our commitment to our customers. Personalization is key for our clients. And it’s what sets us apart from other leading homebuilders. Everyone who builds a new Richmond American home from the ground up has the opportunity to work hand-in-hand with…

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Buying a Home

Renting May Be a Roadblock to Your Dream Home

September 27, 2018

As a homebuilder, we hear the “one-and-done” sentiment all the time. Many homebuyers want to “get it right” the first time they purchase a home so they can be settled for the long haul. Why not save and keep renting until you can afford exactly what you want? While a no-compromise stance sounds good in theory, it may actually be a roadblock to your dream home. You may find better results by viewing your first home as a stepping stone, not the end goal. Making…

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Buying a Home, Selling a Home

Help! I Bought a New Home But Still Haven’t Sold My Old Home

September 21, 2018

Congratulations! You’re under contract for a new home. There’s just one problem: your current home hasn’t sold—and closing day is coming up fast. What to do? Here are a few options to consider when you’ve purchased a home but still haven’t sold your old home. Take out a bridge loan (or swing loan) Ask your mortgage lender about whether your old home has enough equity to qualify for a bridge loan, short-term financing intended to help you bridge the gap from one house to…

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Buying a Home

Cost Comparison: Rent or Buy

August 30, 2018

There are many benefits to being a homeowner. From a purely financial perspective, there are tools to help determine the cost of renting versus buying a home. Comparing the cost of renting to buying usually depends on key factors, such as budgeted monthly rent, target home price, the length of time you plan to live in the home and what your mortgage rate would be. Estimating these values can help determine if buying is financially advantageous. In addition to the actual buying costs, it is…

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Buying a Home

What is an Inventory Home?

August 16, 2018

You might imagine the experience of buying your dream home as starting with an empty lot, picking every feature from the layout of the floor plan to the color of the drapes, and then settling in to wait while your home is built completely from scratch. It’s a time-honored process that works wonders for many, but what if you don’t have months to spare waiting for ground-up construction on your new home? Easy! Buy an inventory home. Also known as quick move-in homes or spec…

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