Help! I Bought a New Home But Still Haven’t Sold My Old Home

September 21, 2018

Congratulations! You’re under contract for a new home. There’s just one problem: your current home hasn’t sold—and closing day is coming up fast. What to do? Here are a few options to consider when you’ve purchased a home but still haven’t sold your old home. Take out a bridge loan (or swing loan) Ask your mortgage lender about whether your old home has enough equity to qualify for a bridge loan, short-term financing intended to help you bridge the gap from one house to…

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Buying a Home

Cost Comparison: Rent or Buy

August 30, 2018

There are many benefits to being a homeowner. From a purely financial perspective, there are tools to help determine the cost of renting versus buying a home. Comparing the cost of renting to buying usually depends on key factors, such as budgeted monthly rent, target home price, the length of time you plan to live in the home and what your mortgage rate would be. Estimating these values can help determine if buying is financially advantageous. In addition to the actual buying costs, it is…

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Buying a Home

What is an Inventory Home?

August 16, 2018

You might imagine the experience of buying your dream home as starting with an empty lot, picking every feature from the layout of the floor plan to the color of the drapes, and then settling in to wait while your home is built completely from scratch. It’s a time-honored process that works wonders for many, but what if you don’t have months to spare waiting for ground-up construction on your new home? Easy! Buy an inventory home. Also known as quick move-in homes or spec…

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Buying a Home

What Do New Homes Include?

August 13, 2018

Buying a new home is an exciting purchase! But do you know what’s included? It’s common for buyers to confuse a to-be-built “new construction home” with a “custom home.” However, there are distinct differences between the two that every informed buyer should know. What’s included with a new construction home: When you buy a new construction home, you will likely be presented with several floor plan options. The plans aren’t created according to your exact specifications, so you won’t be shopping around for an…

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Buying a Home

Real Estate Trends to Jump On

August 7, 2018

So many exciting trends are happening in real estate! Here are just a few to think about when you’re in the market for a new home. Homes with smaller footprints The tiny house movement takes this trend to an extreme, but even more traditional homebuyers are considering floor plans with a smaller footprint. This may be for a lifestyle decision or just to keep the price point down. Our answer to this need is the Seasons™ Collection, designed to put the dream of homeownership within…

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