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home financing

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Buying a Home

Ways to Jumpstart Your House Hunt Online

March 27, 2020
Couple with computer

Good news (and we could all use some right about now)! Not everyone can make it out to a sales center at the moment, but that doesn’t mean you have to put your home search on hold. Regardless of current circumstances, you can ramp up your house hunt right now, from the comfort of your couch. And when the dust settles, you’ll be that much closer to closing on your dream home. We’ve mapped out three ways to jumpstart your house hunt online. All pajama…

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Financing & Insuring

What Credit Score Do I Need for a Mortgage?

March 22, 2020
Get an idea of what credit score you'll need for a mortgage.

Wondering what credit score you need to qualify for a mortgage? You’d be wise to ask. Your credit score (also known as a FICO® score) is one of the most important elements of qualifying for a home loan—and helps lenders determine your interest rate in the event you do qualify. While there isn’t a strict credit score standard that applies to all lenders—who have varying  requirements for loan origination—there are baseline standards if you’re applying for an FHA loan backed by the US government. To…

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Local Stories

Northern California Homebuyers Have More Choices in 2020

February 6, 2020

Looking for a new home in Northern California this year? It can be difficult to find a community that offers the floor plan you want, the convenience you need and the amenities you enjoy. But we have you covered! In 2020, Richmond American Homes will be opening 11 new communities in Sacramento and the Bay Area, giving you more opportunities to find the home of your dreams in a location you love. These new neighborhoods will offer a variety of floor plans with hundreds of…

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Buying a Home

4 House Hunting Mistakes to Avoid

January 10, 2020

It’s a new year and you’re ready to buy a new home! But a house is a big investment, and you want to make sure that you get it right. Fortunately, we’re here to help. We’ve identified some common house hunting mistakes that can turn a seamless, stress-free home search into an exasperating experience. To help ensure your homebuying journey is as pain-free as possible, try to steer clear of potential house hunting blunders, such as: Flying solo.  Although it may be tempting to skip…

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Buying a Home

How to Find Your Dream Home in 10 Days

November 1, 2019

You’ve probably heard of the movie, How to Lose a Guy in 10 Days. Watching that film had us thinking…what else can be done in a 10-day time period? How about finding your next home? It’s possible! We’ve broken down the process day by day to show you how. DAY 1: BUDGET   Wake up, stretch, get a cup of coffee and get ready to look at your finances. Make a detailed list of all your monthly expenses and determine what you can afford to…

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