13

Feb
2017
Posted in:
For buyers

4 Signs You’re Ready for Your Next Home

Happy couple packing boxes

On the fence about buying a new home this year? Following are four signs you’re ready to make a move—and soon! Your home requires major renovations. Current living space simply not working for you? A brand-new home may be a better option than costly, time-consuming renovations. Plus, do you really want to live amidst the …

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03

Jan
2017
Posted in:
Home loans

New Home Loan Limits For 2017

New 2017 Home Loan Limits

Wondering about financing a new home in 2017? Good news! Home loan limits have increased in the new year for several areas across the country. That means more homes may qualify for a greater variety of loans—potentially offering you more ways to finance your dream home! While not all areas experienced increases, it’s certainly worth checking …

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07

Dec
2016
Posted in:
Home loans

Applying for a Mortgage Soon?

Get your credit mortgage ready with these 8 tips

We’ve created this handy infographic to help you understand and work to improve the factors that affect your credit score—an important consideration for any lender reviewing your mortgage application. Your credit score may influence what types of loans you can qualify for and what rate lenders will offer you, so it’s best to make it …

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25

Nov
2016
Posted in:
Home loans

Should I Lock in My Interest Rate?

Should I lock in my interest rate today? Many people ask their loan officers, “When should I lock in my rate?” There’s no easy answer. It’s a little like asking when you should sell your stock or which mutual fund will perform better. It all depends on the market and your individual situation. Are you …

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18

Nov
2016
Posted in:
Home loans

What is a PITI Payment?

Two-story Citrine model home

Buying your first home? Be prepared to learn a list of delightful new acronyms—APR, PMI, FICO, FHA, LTV and DTI, just to name a few. When it comes to establishing your home buying budget, PITI is the first term you should tackle. What is PITI? PITI stands for Principal, Interest, Taxes and Insurance, and calculating …

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