Buying your first home is an exciting event! If you’ve been renting an apartment for years, there are a few things you should know when you make the transition to homeownership. Be sure to keep these simple facts and tips in mind as you embark on this next chapter in your life. Performing general maintenance […]
When school is back in session, many people who’ve been considering a move put their plans into action. And why not? Fall is a popular time to jump into the real estate market. If you think this might be the month to make your move, we’re here to help you decide. Find out why October […]
As a homebuilder, we hear the “one-and-done” sentiment all the time. Many homebuyers want to “get it right” the first time they purchase a home so they can be settled for the long haul. Why not save and keep renting until you can afford exactly what you want? While a no-compromise stance sounds good in […]
Thinking about buying a new home? Not quite sure you’re ready to commit? It’s perfectly normal to have cold feet—especially if you’re a first-time buyer. Homeownership is a big step, both emotionally and financially. But, like many other major life events, owning your own home can be an incredibly rewarding experience. And the more you […]
Summer is winding down, kids are back in school and that may mean you’re slipping out of vacation mode. Is setting a moving timeline back on your to-do list? If you’re ready to start touring model homes so you can find your dream home, you may want to be settled before the holiday season. (After […]
With so much going on in life, it can be easy to overlook your insurance policies. National Insurance Awareness Day is celebrated annually on June 28, to serve as a reminder to take stock of your current insurance coverage and make any necessary adjustments. From auto and life insurance to homeowner’s Insurance and more, these […]
We recommend having a checklist of things to research and do in the days and weeks leading up to your home purchase. A few simple steps can help you feel prepared, well-informed and ready to sign that contract with confidence. 1. Scope out neighborhoods If you’re moving within the same area of town, researching the […]
Spring is coming and that means more people are on the move! If house hunting is on the docket for you in 2019, this is the place to be. While you’re sure to notice the number of bedrooms and the curb appeal of any home, you may find yourself thinking back on your tours with […]
Whether you’re a first-time home buyer or it’s just been a few years since you last looked into home financing, this infographic is for you! It gives a very simple overview of the mortgage process from start to finish and, if you want to dive deeper, a link to get our Mortgage Quick-reference Guide. Knowing what […]
Homebuyers often think of buying new construction as a mysterious process. And as with many things, the unknown can make people nervous. But fear not! Buying a new construction home can be different than buying a resale one, but we’re here to get you up to speed on the differences—and similarities. New vs. resale: Financing […]
An acceptable credit score is one of the keys to getting your home loan application approved. Mortgage lenders have historically used FICO® scores—derived from data collected by one or more of the three major credit bureaus—as a major factor in determining whether you qualify for a mortgage. Different mortgage lenders can approve or deny loans based […]
At Richmond American, we love helping new homebuyers attain the dream of homeownership. And with nearly 40 years in the industry, we’ve learned a thing or two about the process! Perhaps you’re just beginning your house hunt, or maybe you’ve already decided on a floor plan and community. Regardless of your stage in the homebuying […]