* Extended rate lock options are available when financing is provided by HomeAmerican Mortgage Corporation. See licensing information below. There are two options, depending on loan amount. Loan amounts less than or equal to $548,250 may be locked for up to 350 days. Loan amounts greater than $548,250 and up to the county limit for the loan type may be locked for up to 170 days. Each option includes a one-time option to re-lock the rate no sooner than 60 days prior to closing if interest rates decrease during the rate lock period. Offer is for owner occupants only and is subject to market availability and buyer qualification. A nonrefundable extended lock fee of 1% of the loan amount will apply for loans with a builder contract date on or after December 1, 2021, and must be paid within 5 days of locking the loan. No other upfront costs for rate protection are required of the borrower. Offer is valid only on fixed-rate loan programs. The minimum credit score for Conventional loans is 640; the minimum credit score for FHA or VA loans is 680. Offer is subject to change according to loan type, loan amount and loan program. Actual rate will be based on the rate for a 60-day lock period at time of interest rate lock plus a rate adjustment which will vary depending on the lock period chosen. The rate adjustment applied at the time of lock will also be applied when the loan is re-locked if rates decrease. Additional terms and conditions may apply. Visit a Sales Center for details.
HomeAmerican Mortgage Corporation's principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 7770 S. Dean Martin Drive, Suite 308, Las Vegas, NV 89139, 702.638.4450, License #67. Oregon License # ML-5694.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.