The confidentiality of your non-public personal information (Information) is important to M.D.C. Holdings, Inc. (MDC) and its affiliates. MDC's affiliates include the Richmond American Homes companies, HomeAmerican Mortgage Corporation, American Home Insurance Agency, Inc., AH Insurance Agency, Inc., AHI Insurance Agency and American Home Title and Escrow Company. We are providing you with this privacy notice to help you understand how we handle Information about you that we may obtain and under what circumstances we may disclose the Information to our affiliates and other third parties. This notice also tells you how you can limit our disclosure of your Information.
We do not sell your Information to anyone. Sharing Information within the MDC family of companies may benefit you by making it easier for you to apply for services from our related companies. In addition, sharing Information can help you receive timely notice about additional products, services or other special offers that may be of interest to you.
As part of selling you a home, providing you with financial products or services, or both, we may obtain Information about you from the following sources:
The parties with which we may share Information fall into two general categories:
In the course of our business, we may share Information with members of our corporate family.
The Information we may share includes:
Nonaffiliated third parties are those not part of the MDC corporate family. We may share Information with financial service providers such as insurance companies and non-financial companies such as retailers and direct marketers. The Information we may share with these companies includes information about:
If you do not want us to share your Information within our affiliated corporate family or with nonaffiliated third parties so they can market their products or services to you, you may write or call us:
Write to us at:
M.D.C. Holdings, Inc.
c/o HomeAmerican Mortgage Corporation
Customer Service Department
4350 S. Monaco Street, Suite 200
Denver, Colorado 80237
Or call us at 800-772-8024.
Please provide the name, address, Social Security number, and loan/policy number of each customer or joint account holder who does not want us to share their Information. If you have a joint account, a request by one party will apply to the entire account. Please allow 30 days from our receipt of your request for your instructions to become effective.
Your choice will apply until you tell us to change it.
We may disclose Information to companies that perform marketing services on our behalf or to third-party financial institutions with which we have joint marketing agreements. In disclosing Information to these parties, we require confidentiality by the receiving parties and limit the use of the Information to the purpose for which it was disclosed.
Also, we are required to or we may provide Information about you to nonaffiliated third parties outside of the MDC corporate family without your consent for our everyday business purposes, such as to process transactions, maintain accounts, respond to court orders and legal investigations or report to credit bureaus.
If you end your relationship with us, we will continue to treat and safeguard your Information as described in this notice.
We also take steps to safeguard your Information. We restrict access to the personal and account Information of our customers to those employees who need to know that information in the course of their job responsibilities. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect customer information.
We also have internal controls to keep Information as accurate and complete as we can. If you believe that any Information we have about you is not accurate, please let us know immediately by contacting us as described above.
The following statement applies to all of MDC's websites. If you request information through our websites, use online tools and calculators, apply on-line for products, subscribe to online services, complete an online form or application, conduct transactions online (e.g., Internet or wireless device) or otherwise use our websites, we and certain unaffiliated third parties with which we work to deliver online products and services may retain the Information you provide and track your use of our and third-party web sites.
To the extent any of MDC's affiliated companies is deemed a “financial institution” under the California Financial Information Privacy Act, those entities will not share your Information with any of our affiliated companies or non-affiliated third parties except as permitted by law or otherwise directed by you.
Pursuant to the laws of the State of Nevada, residents of Nevada may elect to be placed on our internal “do-not-call” list. You may make such an election by contacting us at the phone number or address provided above under “Opt-Out” Opportunity. You may obtain further information about your rights under Nevada law by contacting us at the phone number or address provided above under “Opt-Out” Opportunity or email us at FYI@richmondamerican.com, or contact the Nevada Attorney General's office at: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Avenue, Suite 3900, Las Vegas, Nevada 89101, Phone: 702-486-3132, Email: BCPINFO@ag.state.nv.us
This Privacy Policy applies to products or services provided by M.D.C. Holdings, Inc. and its affiliates. We reserve the right to change this policy at any time and the date of the revised policy will be identified below.
Revised effective: November 13, 2013.
