Extended rate lock offer

Tired of missing your best rate?

With an extended rate lock from HomeAmerican Mortgage Corporation, you can start building your new home without worrying about what the mortgage market will bring.

Pay a one-time $1,500 lock-in fee and the rate you lock is the rate you’ll get for up to 350 days, no matter how far rates rise in the meantime. And, if rates happen to drop, you’ll have a chance to float down before you close.* No rate regrets!

Questions? Call 866.400.7126 to talk to a loan officer or sign up now and we'll contact you!

HomeAmerican Mortgage

* Offer is valid for new buyers on new contracts signed between July 26, 2021, and November 30, 2021, when financing is provided by HomeAmerican Mortgage Corporation. See licensing information below. There are two options, depending on loan amount. Loan amounts less than or equal to $548,250 may be locked for up to 350 days. Loan amounts greater than $548,250 and up to the county limit for the loan type may be locked for up to 170 days. Each option includes a one-time option to re-lock the rate no sooner than 60 days prior to closing if interest rates decrease during the rate lock period. Offer is subject to market availability and buyer qualification. A nonrefundable $1,500 extended lock fee will apply and must be paid within 5 days of locking the loan. No other upfront costs for rate protection are required of the borrower. Offer is valid only on fixed-rate loan programs with a loan amount up to the county loan limit. If the loan type selected is FHA or VA, the minimum FICO Score is 680. Offer is subject to change according to loan type, loan amount and loan program. Actual rate will be based on the rate for a 60-day lock period at time of interest rate lock plus an adjustment which will vary depending on the lock period chosen. Additional terms and conditions may apply. Visit a Sales Center for details. Funds are limited and available on a first-come, first-served basis.

HomeAmerican Mortgage Corporation's principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 7770 S. Dean Martin Drive, Suite 308, Las Vegas, NV 89139, 702.638.4450, License #67. Oregon License # ML-5694.

The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.

©2021 Richmond American Homes; Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612; Richmond American Homes of Maryland, Inc., California Department of Real Estate – Real Estate Broker, Corporation License Number 01842595; Richmond American Homes of Colorado, Inc.; Richmond American Homes of Florida, LP, CBC1257429, CGC1519936; Richmond American Homes of Idaho, Inc., #RCE-57923; Richmond American Homes of Maryland, Inc., MHBR #299; Richmond American Homes of Nevada, Inc., Nevada Contractor License #0026417; Richmond American Homes of Oregon, Inc., CCB #218193; Richmond American Homes of Tennessee, Inc.; Richmond American Homes of Texas, Inc.; Richmond American Homes of Utah, Inc. (866.400.4131); Richmond American Homes of Virginia, Inc.; Richmond American Homes of Washington, Inc.