This month is a great time to buy at
!


Enjoy (or more) in closing cost assistance*
&
Great monthly payments!
BASED ON THE PLAN AT this community,
Monthly payments start as low as with a ( APR) 30-year, fixed-rate FHA loan from HomeAmerican Mortgage Corporation**
Estimated monthly principal and interest payment. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment. Actual payment will be higher.
Offer is valid for homes financed through
Download your savings certificate at RichmondAmerican.com
See next page for additional offer details.
* For new buyers who sign new purchase agreements between December 1 and December 31, 2023. Participating Richmond American Homes companies will pay buyer's actual closing costs, up to 2% of the base price of the home (3% in Florida), when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Closing cost assistance is subject to legal and loan program requirements and limitations. Buyer must pay all prepaids. Home must close in a timely manner, as determined by Richmond American. Actual amount cannot exceed buyer’s actual closing costs. Visit a Sales Center for community-specific details and limitations.
** Financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Estimated monthly payment is based on a sales price of and a 30-year, FHA fixed-rate loan with an interest rate of and a down payment. The total loan amount is . Monthly principal and interest payment = . APR = . Taxes, hazard insurance and mortgage insurance premiums are not included in the above monthly payment example and actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 640. Interest rate is not guaranteed and is subject to change without notice.
HomeAmerican Mortgage Corporation is a residential mortgage loan company. HomeAmerican Mortgage Corporation's principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 7770 S. Dean Martin Drive, Suite 308, Las Vegas, NV 89139, 702.638.4450, License #67. Oregon License # ML-5694.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.
©2021 Richmond American Homes; Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612; Richmond American Homes of Maryland, Inc., California Department of Real Estate – Real Estate Broker, Corporation License Number 01842595; Richmond American Homes of Colorado, Inc.; Richmond American Homes of Florida, LP, CBC1257429, CGC1519936; Richmond American Homes of Idaho, Inc., #RCE-57923; Richmond American Homes of Maryland, Inc., MHBR #299; Richmond American Homes of Nevada, Inc., Nevada Contractor License #0026417; Richmond American Homes of Oregon, Inc., CCB #218193; Richmond American Homes of Tennessee, Inc.; Richmond American Homes of Texas, Inc.; Richmond American Homes of Utah, Inc. (866.400.4131); Richmond American Homes of Virginia, Inc.; Richmond American Homes of Washington, Inc.