9/26 – 10/31: 4.875% (5.916% APR) financing available

Make your move this season without worrying about the mortgage market. 

For homes that close by 12/23/22, enjoy:

  • 4.875% (5.916% APR) 30-year FHA fixed rate*
  • 4.875% (5.176% APR) 30-year VA fixed rate**
  • OR 5.500% (6.102% APR) 30-year Conventional fixed rate***
  • Available for buyers who contract 9/26/22 – 10/31/22 and lock by 10/31/22!


Offers valid with financing provided by

HomeAmerican Mortgage Corporation

Act now! Funds are limited and are available on a first-come, first-served basis. Sign up or contact a loan officer at 833.371.0976 to find out how you can take advantage of this special offer.

* Loan promotions are valid for new buyers on new contracts with Richmond American Homes when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below) for loans locked on or before October 31, 2022, which close on or before December 23, 2022. Example is based on a sales price of $420,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.875% and a 3.5% down payment. Total loan amount, including the upfront mortgage insurance premium, is $412,392. Monthly principal and interest payment = $2,182.41. APR = 5.916%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $647,200. Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis.

** Loan promotions are valid for new buyers on new contracts with Richmond American Homes when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below) for loans locked on or before October 31, 2022, which close on or before December 23, 2022. Example is based on a sales price of $420,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.875% and no down payment. The total loan amount, including the VA Funding Fee, is $435,120. Monthly principal and interest payment = $2,302.69. APR = 5.176%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $647,200, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis.

*** Loan promotions are valid for new buyers on new contracts with Richmond American Homes when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below) for loans locked on or before October 31, 2022, which close on or before December 23, 2022. Example is based on a sales price of $420,000 and a 30-year, fixed-rate conventional loan with an interest rate of 5.500% and a 5% down payment. The loan amount is $399,000. Monthly principal and interest payment = $2,265.48. APR = 6.102%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 95% loan-to-value ratio, a maximum loan amount of $647,200, qualification using full documentation and a minimum FICO score of 740. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis.

Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.

HomeAmerican Mortgage Corporation's principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 7770 S. Dean Martin Drive, Suite 308, Las Vegas, NV 89139, 702.638.4450, License #67. Oregon License # ML-5694.

The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.

Notice to Texas Consumers Pursuant to 7 TAC §80.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1.877.276.5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT SML.TEXAS.GOV.