* 2-1 buydown promotion is valid for buyers who sign purchase agreements on select homes with Richmond American Homes between November 24, 2025, and November 30, 2025, inclusive, and close on or before December 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). These offers can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation (including this lender-paid buydown) cannot exceed loan program requirements and limitations, including applicable lender and seller contribution limits. Interest rates are not guaranteed and are subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with a lender-paid 2-1 temporary interest rate buydown, an interest rate of 4.999% and a 10% down payment. The loan amount is $499,500, which results in monthly principal and interest payments of $2,105.64 based on a rate of 2.999% for the first 12 months, monthly principal and interest payments of $2,384.40 based on a rate of 3.999% for months 13 – 24, and monthly principal and interest payments of $2,681.12 based on a rate of 4.999% for payments 25 – 360. APR = 5.127%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores and second homes may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.
Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.
©2025 Richmond American Homes; Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612; Richmond American Homes of Maryland, Inc., California Department of Real Estate – Real Estate Broker, Corporation License Number 01842595; Richmond American Homes of Colorado, Inc.; Richmond American Homes of Nevada, Inc., Nevada Contractor License #0026417; Richmond American Homes of Tennessee, Inc.; Richmond American Homes of Utah, Inc. (866.400.4131)
