** Financing is provided by HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access Website: http://www.nmlsconsumeraccess.org), 866-400-7126. HomeAmerican Mortgage Corporation's principal offices are located at 4350 S. Monaco Street, Suite 200, Denver, CO 80237 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org/.), 866-400-7126. Arizona Mortgage Banker License #0009265. Estimated monthly payment is based on a sales price of $160,990 and a 30-year FHA fixed-rate loan with an interest rate of 3.375% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $158,074. Monthly payment including principal, interest, taxes, mortgage insurance, and hazard insurance = $984.60. APR = 4.47%. Taxes, monthly mortgage insurance premiums, and hazard insurance are estimated in the above monthly payment example and actual payment may be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 640. Interest rate is not guaranteed and is subject to change without notice.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.