A low monthly payment? Hundreds of ways to personalize your home? A move-in package to help you feel at home?
With a 30-year, fixed-rate FHA loan, based on the Jonquil plan at Victoria Preserve*
In Seasons™ Collection payment examples, taxes, monthly mortgage insurance premiums, and hazard insurance are not included and actual payment will be higher.
We'll pay $5,000 (or more!) toward closing costs for Seasons™ Collection homes financed through HomeAmerican Mortgage Corporation**
* Financing is provided by HomeAmerican Mortgage Corporation. See licensing information below. Estimated payment is based on a sales price of $185,000 and a 30-year FHA fixed-rate loan with an interest rate of 3.500% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $181,649.00. Monthly principal and interest payment = $815.69. APR = 4.584%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 640. Interest rate is not guaranteed and is subject to change without notice.
** Offer is valid for new buyers on new contracts signed by March 31, 2020, for Seasons™ Collection Homes. Richmond American will pay buyer's actual closing costs, up to 3% of the base price of the home, subject to legal and loan program requirements and limitations, when financing is provided by HomeAmerican Mortgage Corporation. HomeAmerican Mortgage Corporation’s principal offices are located at 5775 DTC Boulevard, Suite 300S, Greenwood Village, CO 80111 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Closing cost assistance may not exceed 3% of the base price of the home. Buyer must pay all prepaids. Home must close in a timely manner, as determined by Richmond American. Actual amount cannot exceed buyer’s actual closing costs. Visit a Sales Center for details and limitations.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.
©2020 Richmond American Homes; Richmond American Homes of Florida, LP, CBC1257429.