Now selling in the Jacksonville area...

The Ruby

Your dream, within reach.

Our new collection of floor plans is the perfect fit for the Jacksonville area. Only built at select locations, this exciting series of homes offers a versatile variety of features—all at an amazing price point.

Monthly payments start as low as $795

With a 30-year, fixed-rate FHA loan, based on the Jonquil plan at Victoria Preserve*

In Seasons™ Collection payment examples, taxes, monthly mortgage insurance premiums, and hazard insurance are not included and actual payment will be higher.

The inspired Seasons™ Collection features:

  • Hundreds of ways to personalize with finishes and fixtures
  • Versatile floor plans with up to 6 bedrooms
  • Open layouts with airy 9' ceilings
Find your Seasons™ community

Call 888.500.7060 to learn more.

* Financing is provided by HomeAmerican Mortgage Corporation. HomeAmerican Mortgage Corporation’s offices are located at 5775 DTC Boulevard, Suite 300S, Greenwood Village, CO 80111 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Estimated payment is based on a sales price of $180,000 and a 30-year FHA fixed-rate loan with an interest rate of 3.500% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $176,739.00. Monthly principal and interest payment = $793.64. APR = 4.586%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 640. Interest rate is not guaranteed and is subject to change without notice.

The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.