Tag: mortgage info
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Do Student Loans Affect Buying a House? What Your Clients Need to Know
Read more: Do Student Loans Affect Buying a House? What Your Clients Need to KnowStudent loan debt is on many homebuyers’ minds, and with major federal repayment changes taking effect, your clients have more questions than ever. The good news? Student debt doesn’t disqualify a buyer. It just adds some nuance to the path forward. From navigating debt-to-income calculations across different loan programs to exploring down payment strategies, here’s…
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Answering Your Clients’ Biggest Mortgage Questions
Read more: Answering Your Clients’ Biggest Mortgage QuestionsAs a real estate agent, you have an excellent opportunity to become an invaluable resource for your clients when it comes to all things homebuying. Purchasing a home is an exciting milestone in many people’s lives, but it can also bring up a lot of questions—particularly when it comes to financing. Even the most savvy…
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Holiday Shopping Dos and Don’ts
Read more: Holiday Shopping Dos and Don’tsJust because your clients have been preapproved for a mortgage doesn’t guarantee they’ll stay approved until closing. Their mortgage approval could be at risk if they fall into the trap of overspending—a particularly tough challenge during the holiday season. A few swipes of their credit card on Black Friday or Cyber Monday could have a…
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What is Considered a First-time Home Buyer?
Read more: What is Considered a First-time Home Buyer?For those who are still renting (or living with relatives), purchasing a home may seem like a formidable challenge. High interest rates, hefty down payments, lack of education about the homebuying process and other obstacles can prevent would-be buyers from taking that step. Luckily, today’s housing market offers incentives and assistance for potential first-time home…
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Questions for First Time Home Buyers
Read more: Questions for First Time Home BuyersAs an agent, you’re probably well aware of the potential equity and tax benefits renters could be missing out on, but they might not understand them. That’s why some renters who could benefit today from homeownership still remain on the fence. Even when they decide to jump in the market, everything about the homebuying process…
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Financing Offers = More Affordable Payments
Read more: Financing Offers = More Affordable PaymentsMortgage rates are top of mind for homebuyers this season. That’s why we’ve worked with our affiliate lender to provide a range of financing options to mitigate the effects of rising rates. Your buyers may find affordable payments are still within reach!
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2021 Loan Limits Expand Buyer Options
Read more: 2021 Loan Limits Expand Buyer OptionsThis year’s house hunters may enjoy a significant boost to their buying power. Conforming loan limit maximums rose 7.42%, on average, potentially allowing buyers to borrow more toward their dream home. Combined with a continuing trend of low interest rates and our closing cost assistance offer, this increased credit access may motivate your clients to…
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2020 Mortgage Rates = Opportunity!
Read more: 2020 Mortgage Rates = Opportunity!2020 has had its challenges for homebuyers, but mortgage rates aren’t one of them! The rates we’re seeing this year could make it possible for more people to afford a home—and potentially a larger, better home than they may have been able to buy in the past. We’ve created the following chart to help put…
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What 2020 Loan Limits Mean for Your Clients
Read more: What 2020 Loan Limits Mean for Your ClientsLoan limits in many counties across the country increased in 2020, giving homebuyers greater access to a variety of loan programs and potentially enabling them to borrow more toward their dream homes. While not all areas experienced increases, it’s worth checking to see if your sales turf got a boost.
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Mortgage Cheat Sheet for Realtors®
Read more: Mortgage Cheat Sheet for Realtors®Clients shopping their mortgage options? Share our helpful infographic! This simplified starting point may clue them into a financing avenue they’ve overlooked—potentially boosting their buying power. Select each section of the infographic to read more about FHA loans, conventional or Jumbo loans, USDA loans or VA loans. Ultimately, the best resource for loan information is…
