Events & Specials

Lower Rates—Just in Time for Selling Season!

March 1, 2019

After a fall uptick—and predictions pointing to more interest rate hikes in 2019—mortgage rates have trended down in recent weeks. That spells good news for home shoppers this spring selling season!

Even better: Buyers who choose one of our Gold Star homes this month and close by 4/30 can take advantage of new special financing, with FHA rates as low as 3.625% (4.667% APR) while funds last.^ Check out the chart below to see how those savings will affect your clients’ estimated monthly payments.


Example: 30-year, fixed-rate FHA loan 
Financing provided by HomeAmerican Mortgage Corporation*

680 FICO® Score Standard rate** Special financing***
Sales price $350,000.00 $350,000.00
Down payment $12,250.00 $12,250.00
Loan amount $343,660.00 $343,660.00
Interest rate 4.375% 3.625%
Annual Percentage Rate (APR) 5.422% 4.667%
Monthly principal & interest $1,715.84 $1,567.27

Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment. Actual payment will be higher.

Additional special offers may be available at our Sales Centers, so be sure to pop by and chat with the sales associates. They’ll be happy to get you that info and a list of our Gold Star homes.

^ Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.

* Financing is provided by HomeAmerican Mortgage Corporation. HomeAmerican Mortgage Corporation’s offices are located at 5775 DTC Boulevard, Suite 300S, Greenwood Village, CO 80111 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker License #0009265. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, 7770 S. Dean Martin Drive, Suite 308, Las Vegas, NV 89139, 702.638.4450, License #67. Oregon License # ML-5694.

** Example is based on a sales price of $350,000 and a 30-year fixed-rate FHA loan from HomeAmerican Mortgage Corporation (see licensing information above) with an interest rate of 4.375% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $343,660.00. Monthly principal and interest payment = $1,715.84. APR = 5.422%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 680. Interest rate is not guaranteed and is subject to change without notice.

*** Loan promotions are valid for new buyers on new contracts on select quick move-in homes which contract on or after February 18, 2019, and close by April 30, 2019, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information above). Example is based on a sales price of $350,000 and a 30-year fixed-rate FHA loan with an interest rate of 3.625% and a 3.5% down payment. The total loan amount, including the upfront mortgage insurance premium, is $343,660.00. Monthly principal and interest payment = $1,567.27. APR = 4.667%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment and actual payment will be higher. Promotion is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, maximum 96.5% loan-to-value ratio, FHA maximum loan limits, qualification using full documentation and a minimum FICO score of 680. Interest rate is not guaranteed and is subject to change without notice. Funds at this interest rate are limited and available on a first-come, first-served basis.

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