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Buying a Home

Buying a Home, Life at Home

Happy Holidays from Our Family to Yours!

December 20, 2016
Wreath on a door

The holidays are upon us once again. We hope you take time to catch up with friends and family this season. If you plan to buy a new home in the new year, we’ll be here to assist you with your search. In the meantime, continue following our blog for timely tips for homebuyers and home sellers. If you’ve already made your move, congratulations! We wish you many years of happiness in your new home. Keep reading our blog for the latest: Home decorating ideas…

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Buying a Home, Life at Home

3 Pendant Lights We Love

December 15, 2016

Equal parts form and function, proper lighting helps create a great first impression and the ideal ambience in your home. Thoughtful illumination is a key decorating element that can provide a sense of warmth and draw attention to specific areas and treasured objects around your house. Home lighting—or lack thereof—can impact your mood and (quite literally) affect the way in which you view the world around you. Therefore, it’s important to choose lighting fixtures that reflect your unique sense of style. Here, we’ve identified three…

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Buying a Home

How Much Mortgage Can I Afford?

November 29, 2016
Hemingway plan

One of the first—and most important—steps you can take when buying a new home is determining your budget. Figuring out how much mortgage you can afford can save you valuable time and energy during your new home search. Following are some simple steps to help you establish your homebuying budget: Determine your annual household income (after taxes). You can do so by looking at paystubs for all members of your household who will be on the loan. Remember, to factor in any commission, overtime, etc.,…

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Buying a Home

Home Gallery Product Sneak Peek

November 22, 2016
Couple at Home Gallery

We recently told you what to expect at our new home design centers, and now we’re taking you deeper with a sampling of specific products from national vendors—available wherever you buy a new Richmond American home! Keep in mind that some Home Gallery selections, like cabinets, are locally sourced and vary depending on region. Be sure to ask your design consultant for details.   DELTA FAUCET®   Trinsic® Pro Collection This industrial-style faucet features a convenient tight coil. Also available with Touch2O® capacity!   In2ition®…

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Buying a Home, Financing & Insuring

5 Signs You’re Ready to Buy a New Home Now

November 8, 2016
Couple holding keys to new home

Think you may be ready to write your last rent check or upgrade to that larger home you’ve had your eye on? Following are five signs that could indicate that now is the right time for you to buy a new home.   You have good credit. Your credit score can affect your ability to get approved for a mortgage and impact your interest rate. Generally, the higher the score, the better the rate. So, if you want to qualify for lower monthly payments, it’s…

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