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Buying a Home

Buying a Home

Design Center Success: How to Go Home Happy

March 22, 2017
Couple choosing colors at design center

The most exciting part of building a new home is the freedom you have to personalize it. But how do you get from bare drywall to home at first sight? A lot will hinge on the options your homebuilder offers and the design assistance they provide. Some builders offer only a handful of stock cabinet, countertop and flooring options. Others, like Richmond American, allow you to select even the smallest details—from the backsplash tile to the knob on your front door—with the help of a…

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Buying a Home, Selling a Home

What is a Seller’s Market in Real Estate?

March 14, 2017
Couple with a Realtor

In real estate, a “seller’s market” occurs when the demand for housing exceeds the supply. This often results in multiple buyers competing for a single home. Cue the bidding wars… A seller’s market is obviously an ideal time to sell your home—especially if you have built up a lot of equity. But is it the right time to buy a home? Imagine falling in love with a house and then having to submit a more attractive offer than 10 or even 20 competing buyers (and…

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Buying a Home

The Facts on Closing Costs

February 26, 2017

Closing costs: a generic term tossed around by mortgage originators, real estate agents and even your neighbor. But what are these fees all about? Read on to learn the basics of closing costs and how they will affect your home purchase. What are closing costs? Closing costs, or settlement costs, are one-time expenses charged in connection with the origination of your loan. They cover additional costs like loan origination fees, loan discount points, appraisal fees, title search fees, title insurance premiums, survey fees, transfer taxes,…

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Buying a Home

What Does a Homebuilder Do?

February 16, 2017
Couple with Real Estate Agent

As you might have guessed, there’s much more to homebuilding than foundation and framing. If you’re thinking of purchasing a new home, read on for what you might expect from different builders. Floor Plan Selections: Homebuilders often have architectural teams that design their own floor plans (including us!), offering a variety of single- and multi-story layouts to choose from. Floor plans also vary widely in structural features, such as different bed and bathroom counts and add-on options like covered patios and finished basements. To learn…

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Buying a Home

4 Signs You’re Ready for Your Next Home

February 13, 2017
Happy couple packing boxes

On the fence about buying a new home this year? Following are four signs you’re ready to make a move—and soon! Your home requires major renovations. Current living space simply not working for you? A brand-new home may be a better option than costly, time-consuming renovations. Plus, do you really want to live amidst the dust and disrepair? Your household is changing. A new baby, an older child leaving the nest, an aging parent suddenly requiring round-the-clock care… So many factors can alter your household…

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